Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Union Grove, WI
We monitor insurance prices, helping the average driver in Union Grove save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in Union Grove
The chart below shows the cheapest car insurance company in Union Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| Union Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $41 |
| Erie Insurance | $41 |
| Kemper | $43 |
Savings for Every Kind of Union Grove Driver
Based on our extensive insurance data, we know the average Union Grove driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $204 per year by choosing the right vehicle insurance company. Some Union Grove residents are paying out over $1,097 extra every year for auto insurance in Union Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Union Grove, WI Savings / Yr. |
|---|---|
$204 |
|
$420 |
|
$259 |
|
$377 |
|
$871 |
|
$158 |
|
$598 |
Union Grove Car Insurance vs. Wisconsin
People living in Union Grove pay an average of 3.95% less than the typical driver in the state. The average driver in Union Grove can expect to pay about $552 per year, or $1,097 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in Union Grove for most people.
Car Insurance Prices by Union Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Union Grove?
The map shows insurance prices in and around Union Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $167 per year within the city boundaries, with insurance premiums ranging from a high of $1,219 to a low of $1,052. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Union Grove.Pick the Best Car Insurance Company for You in Union Grove
The best car insurance provider for most drivers in Union Grove
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $204 over the average Union Grove car insurance company.
The best car insurance provider for Union Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $420 over the competition.
The best car insurance company for Union Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $259 better than other car insurance companies.
The best auto insurance for Union Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $377 less each year.
The least expensive car insurance company for new and young drivers in Union Grove
In Union Grove, Erie Insurance costs young drivers $871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Union Grove
Progressive gave the largest car insurance discounts to married couples, averaging $158 saved each year compared to an average Union Grove couple's premiums.
The cheapest car insurance in Union Grove for drivers with bad credit
The best Union Grove car insurance company for customer service
Nationwide was the best company for customer service in Union Grove according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Union Grove, which was better than other insurers.
The cheapest large national provider in Union Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Union Grove driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union Grove, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around Union Grove
What Influences the Cost of Car Insurance in Union Grove?
On average, car insurance in Union Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Union Grove is 30 minutes, which is about the national average for a driver in the state.
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Union Grove are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Union Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Union Grove is $46 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kansasville: Insurance costs 0.55% more
- Yorkville: Insurance costs 1.55% less
- Sylvania: Insurance costs 3.10% less
- Eagle Lake Manor: Insurance costs 0.64% more
- North Cape: Insurance costs 0.55% less
- Franksville: Insurance costs 1.09% less
- Sturtevant: Insurance costs 0.64% more
- Paddock Lake: Insurance costs 3.01% more
- Wheatland: Insurance costs 3.28% more
- Somers: Insurance costs 3.28% more
Cities with Similar Populations
- Saranac Lake: Insurance costs 93.80% more
- Hapeville: Insurance costs 94.53% more
- Harbor Springs: Insurance costs 152.69% more
- Hardeeville: Insurance costs 56.52% more
- Harrisville: Insurance costs 99.54% more
- Holdenville: Insurance costs 57.70% more
- Homeland Park: Insurance costs 57.70% more
- Homestead Meadows South: Insurance costs 71.65% more
- Houghton Lake: Insurance costs 153.60% more
- Indian River Estates: Insurance costs 136.01% more