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Get Cheap Car Insurance in Union Star, KY
We monitor insurance prices, helping the average driver in Union Star save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Union Star
The chart below shows the cheapest car insurance company in Union Star for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Union Star Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $88 |
| Geico | $95 |
Savings for Every Kind of Union Star Driver
Based on our extensive insurance data, we know the average Union Star driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $532 per year by choosing the right vehicle insurance company. Some Union Star residents are paying out over $2,107 extra every year for auto insurance in Union Star. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Union Star, KY Savings / Yr. |
|---|---|
$532 |
|
$873 |
|
$859 |
|
$869 |
|
$1,720 |
|
$576 |
|
$922 |
Union Star Car Insurance vs. Kentucky
People living in Union Star pay an average of 1.25% less than the typical driver in the state. The average driver in Union Star can expect to pay about $1,085 per year, or $2,107 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Union Star for most people.
Car Insurance Prices by Union Star Neighborhood
Insurance Prices
Where is insurance cheapest within Union Star?
The map shows insurance prices in and around Union Star, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,107 to a low of $2,107. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Union Star.Pick the Best Car Insurance Company for You in Union Star
The best car insurance provider for most drivers in Union Star
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $532 over the average Union Star car insurance company.
The best car insurance provider for Union Star drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $873 over the competition.
The best car insurance company for Union Star drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $859 better than other car insurance companies.
The best auto insurance for Union Star drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $869 less each year.
The least expensive car insurance company for new and young drivers in Union Star
In Union Star, State Farm costs young drivers $1,720 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Union Star
State Farm gave the largest car insurance discounts to married couples, averaging $576 saved each year compared to an average Union Star couple's premiums.
The cheapest car insurance in Union Star for drivers with bad credit
The best Union Star car insurance company for customer service
Nationwide was the best company for customer service in Union Star according to the NAIC.
Recent price drops
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The cheapest large national provider in Union Star
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Union Star driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Union Star, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Union Star
What Influences the Cost of Car Insurance in Union Star?
On average, car insurance in Union Star is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Union Star are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Union Star is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Union Star is $90 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rhodelia: Insurance costs 0.28% more
- Lodiburg: Insurance costs the same
- Stephensport: Insurance costs 2.56% less
- Derby: Insurance costs 43.71% less
- Concordia: Insurance costs 0.76% less
- Payneville: Insurance costs 0.09% more
- Mystic: Insurance costs 0.47% less
- Magnet: Insurance costs 42.05% less
- Webster: Insurance costs 1.09% more
- Rome: Insurance costs 44.28% less
Cities with Similar Populations
- Bent Creek: Insurance costs 42.76% less
- Allegre: Insurance costs 3.61% more
- Allison: Insurance costs 10.20% less
- Alluwe: Insurance costs 19.27% less
- Anderson: Insurance costs 34.03% less
- Antoine: Insurance costs 20.46% less
- Bernard: Insurance costs 54.86% less
- Armstrong: Insurance costs 27.53% less
- Pleasant Grove: Insurance costs 36.26% less
- Posey: Insurance costs 9.59% less