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Get Cheap Car Insurance in University-San Bernardino, San Bernardino, CA
We monitor insurance prices, helping the average driver in University-San Bernardino save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in University-San Bernardino
The chart below shows the cheapest car insurance company in University-San Bernardino for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| University-San Bernardino Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of University-San Bernardino Driver
Based on our extensive insurance data, we know the average University-San Bernardino driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $727 per year by choosing the right vehicle insurance company. Some University-San Bernardino residents are paying out over $2,273 extra every year for auto insurance in University-San Bernardino. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University-San Bernardino, San Bernardino, CA Savings / Yr. |
|---|---|
$727 |
|
$1,331 |
|
$1,053 |
|
$1,850 |
|
$950 |
|
$412 |
|
$0 |
University-San Bernardino Car Insurance vs. San Bernardino
People living in University-San Bernardino pay an average of 13.20% more than the typical driver in the state. The average driver in University-San Bernardino can expect to pay about $1,064 per year, or $2,273 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in University-San Bernardino for most people.
Car Insurance Prices by University-San Bernardino Neighborhood
Insurance Prices
Where is insurance cheapest within University-San Bernardino?
The map shows insurance prices in and around University-San Bernardino, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,447 to a low of $2,217. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of University-San Bernardino.Pick the Best Car Insurance Company for You in University-San Bernardino
The best car insurance provider for most drivers in University-San Bernardino
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $727 over the average University-San Bernardino car insurance company.
The best car insurance provider for University-San Bernardino drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,331 over the competition.
The best car insurance company for University-San Bernardino drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,053 better than other car insurance companies.
The best auto insurance for University-San Bernardino drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,850 less each year.
The least expensive car insurance company for new and young drivers in University-San Bernardino
In University-San Bernardino, State Farm costs young drivers $950 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University-San Bernardino
Progressive gave the largest car insurance discounts to married couples, averaging $412 saved each year compared to an average University-San Bernardino couple's premiums.
The cheapest car insurance in University-San Bernardino for drivers with bad credit
The best University-San Bernardino car insurance company for customer service
Nationwide was the best company for customer service in University-San Bernardino according to the NAIC.
Recent price drops
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The cheapest large national provider in University-San Bernardino
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average University-San Bernardino driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University-San Bernardino, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around University-San Bernardino
What Influences the Cost of Car Insurance in University-San Bernardino?
On average, car insurance in University-San Bernardino is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University-San Bernardino are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- University-San Bernardino is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University-San Bernardino is $89 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hudson: Insurance costs 0.66% more
- Kendall: Insurance costs 0.18% more
- Cajon: Insurance costs 3.17% more
- North Park Riverside: Insurance costs 3.08% less
- Sandin Hills: Insurance costs 2.33% less
- Muscoy: Insurance costs 0.84% more
- Yerdemont: Insurance costs 3.39% less
- Wildwood Park: Insurance costs 2.73% more
- Delman: Insurance costs 1.98% more
- Arrowhead: Insurance costs 1.14% more
Neighborhoods with Similar Populations
- Downtown Fargo: Insurance costs 37.44% less
- West Downtown Dearborn: Insurance costs 37.18% more
- Wedge: Insurance costs 29.92% less
- Washington: Insurance costs 36.69% less
- Ward Parkway: Insurance costs 18.39% less
- Wailea: Insurance costs 39.64% less
- Dudgeon-Monroe: Insurance costs 48.97% less
- Downtown Waterford: Insurance costs 5.76% less
- Downtown Lafayette: Insurance costs 9.24% less
- Downtown Hamtramck: Insurance costs 69.91% more