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Get Cheap Car Insurance in Upland, CA
We monitor insurance prices, helping the average driver in Upland save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Upland
The chart below shows the cheapest car insurance company in Upland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Upland Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| Geico | $62 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Upland Driver
Based on our extensive insurance data, we know the average Upland driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $704 per year by choosing the right vehicle insurance company. Some Upland residents are paying out over $2,201 extra every year for auto insurance in Upland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upland, CA Savings / Yr. |
|---|---|
$704 |
|
$1,289 |
|
$1,019 |
|
$1,791 |
|
$920 |
|
$399 |
|
$0 |
Upland Car Insurance vs. California
People living in Upland pay an average of 9.62% more than the typical driver in the state. The average driver in Upland can expect to pay about $1,030 per year, or $2,201 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upland for most people.
Car Insurance Prices by Upland Neighborhood
Insurance Prices
Where is insurance cheapest within Upland?
The map shows insurance prices in and around Upland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $478 per year within the city boundaries, with insurance premiums ranging from a high of $2,459 to a low of $1,981. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Upland.Pick the Best Car Insurance Company for You in Upland
The best car insurance provider for most drivers in Upland
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $704 over the average Upland car insurance company.
The best car insurance provider for Upland drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,289 over the competition.
The best car insurance company for Upland drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,019 better than other car insurance companies.
The best auto insurance for Upland drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,791 less each year.
The least expensive car insurance company for new and young drivers in Upland
In Upland, State Farm costs young drivers $920 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upland
Progressive gave the largest car insurance discounts to married couples, averaging $399 saved each year compared to an average Upland couple's premiums.
The cheapest car insurance in Upland for drivers with bad credit
The best Upland car insurance company for customer service
Recent price drops
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The cheapest large national provider in Upland
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Upland driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upland, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Upland
What Influences the Cost of Car Insurance in Upland?
On average, car insurance in Upland is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Upland is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Upland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upland is $86 per month for minimum coverage and $183 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Claremont: Insurance costs 1.91% less
- Montclair: Insurance costs 3.13% more
- Ontario: Insurance costs 2.32% more
- Alta Loma: Insurance costs 0.23% less
- Rancho Cucamonga: Insurance costs 0.18% more
- La Verne: Insurance costs 2.27% less
- Pomona: Insurance costs 3.68% more
- Chino: Insurance costs the same
- Mount Baldy: Insurance costs 6.50% less
- San Dimas: Insurance costs 1.23% less
Cities with Similar Populations
- Winston-Salem: Insurance costs 43.66% less
- Winnetka: Insurance costs 15.95% more
- Wolcott: Insurance costs 45.80% less
- Winesburg: Insurance costs 49.07% less
- Wiseman: Insurance costs 22.94% less
- Winona: Insurance costs 17.72% less
- Windthorst: Insurance costs 23.76% less
- Wiscoy: Insurance costs 3.86% less
- Winside: Insurance costs 37.12% less
- Wilmington: Insurance costs 7.54% less