Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Uplands Park, MO
We monitor insurance prices, helping the average driver in Uplands Park save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Uplands Park
The chart below shows the cheapest car insurance company in Uplands Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Uplands Park Insurer | Monthly Cost |
|---|---|
| State Farm | $95 |
| Travelers | $95 |
| Safeco Insurance | $96 |
| Clearcover | $103 |
Savings for Every Kind of Uplands Park Driver
Based on our extensive insurance data, we know the average Uplands Park driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $673 per year by choosing the right vehicle insurance company. Some Uplands Park residents are paying out over $2,492 extra every year for auto insurance in Uplands Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Uplands Park, MO Savings / Yr. |
|---|---|
$673 |
|
$938 |
|
$858 |
|
$960 |
|
$2,026 |
|
$523 |
|
$803 |
Uplands Park Car Insurance vs. Missouri
People living in Uplands Park pay an average of 38.39% more than the typical driver in the state. The average driver in Uplands Park can expect to pay about $1,535 per year, or $2,492 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Uplands Park for most people.
Car Insurance Prices by Uplands Park Neighborhood
Insurance Prices
Where is insurance cheapest within Uplands Park?
The map shows insurance prices in and around Uplands Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $2,522 to a low of $2,469. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Uplands Park.Pick the Best Car Insurance Company for You in Uplands Park
The best car insurance provider for most drivers in Uplands Park
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $673 over the average Uplands Park car insurance company.
The best car insurance provider for Uplands Park drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $938 over the competition.
The best car insurance company for Uplands Park drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $858 better than other car insurance companies.
The best auto insurance for Uplands Park drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $960 less each year.
The least expensive car insurance company for new and young drivers in Uplands Park
In Uplands Park, Travelers costs young drivers $2,026 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Uplands Park
State Farm gave the largest car insurance discounts to married couples, averaging $523 saved each year compared to an average Uplands Park couple's premiums.
The cheapest car insurance in Uplands Park for drivers with bad credit
The best Uplands Park car insurance company for customer service
Nationwide was the best company for customer service in Uplands Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Uplands Park, which was better than other insurers.
The cheapest large national provider in Uplands Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Uplands Park driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Uplands Park, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Uplands Park
What Influences the Cost of Car Insurance in Uplands Park?
On average, car insurance in Uplands Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 4 to 5 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Uplands Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Uplands Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Uplands Park is $128 per month for minimum coverage and $208 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Velda Village Hills: Insurance costs 0.76% less
- Hillsdale: Insurance costs 0.68% less
- Pine Lawn: Insurance costs 2.29% less
- Velda City: Insurance costs 4.53% less
- Beverly Hills: Insurance costs 0.32% less
- Northwoods: Insurance costs 2.77% less
- Glen Echo Park: Insurance costs 11.32% less
- Pasadena Hills: Insurance costs 6.62% less
- Wellston: Insurance costs 5.34% less
- Norwood Court: Insurance costs 5.14% less
Cities with Similar Populations
- Plainview: Insurance costs 42.50% less
- Old Ripley: Insurance costs 40.37% less
- Olden: Insurance costs 30.82% less
- Ostrander: Insurance costs 36.28% less
- Otis: Insurance costs 53.29% less
- Otterville: Insurance costs 53.45% less
- Paint Rock: Insurance costs 38.48% less
- Paris: Insurance costs 50.40% less
- Pinkerman: Insurance costs 53.77% less
- Pisgah: Insurance costs 50.36% less