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Get Cheap Car Insurance in Upper Brandon, VA
We monitor insurance prices, helping the average driver in Upper Brandon save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Upper Brandon
The chart below shows the cheapest car insurance company in Upper Brandon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Upper Brandon Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $54 |
| Safeco Insurance | $57 |
Savings for Every Kind of Upper Brandon Driver
Based on our extensive insurance data, we know the average Upper Brandon driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $470 per year by choosing the right vehicle insurance company. Some Upper Brandon residents are paying out over $1,246 extra every year for auto insurance in Upper Brandon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Brandon, VA Savings / Yr. |
|---|---|
$470 |
|
$802 |
|
$686 |
|
$671 |
|
$1,098 |
|
$251 |
|
$452 |
Upper Brandon Car Insurance vs. Virginia
People living in Upper Brandon pay an average of 2.58% more than the typical driver in the state. The average driver in Upper Brandon can expect to pay about $863 per year, or $1,246 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper Brandon for most people.
Car Insurance Prices by Upper Brandon Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Brandon?
The map shows insurance prices in and around Upper Brandon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the city boundaries, with insurance premiums ranging from a high of $1,260 to a low of $1,174. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Upper Brandon.Pick the Best Car Insurance Company for You in Upper Brandon
The best car insurance provider for most drivers in Upper Brandon
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $470 over the average Upper Brandon car insurance company.
The best car insurance provider for Upper Brandon drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $802 over the competition.
The best car insurance company for Upper Brandon drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $686 better than other car insurance companies.
The best auto insurance for Upper Brandon drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $671 less each year.
The least expensive car insurance company for new and young drivers in Upper Brandon
In Upper Brandon, Erie Insurance costs young drivers $1,098 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Brandon
Farm Bureau gave the largest car insurance discounts to married couples, averaging $251 saved each year compared to an average Upper Brandon couple's premiums.
The cheapest car insurance in Upper Brandon for drivers with bad credit
The best Upper Brandon car insurance company for customer service
Nationwide was the best company for customer service in Upper Brandon according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Brandon
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Brandon driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Brandon, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Upper Brandon
What Influences the Cost of Car Insurance in Upper Brandon?
On average, car insurance in Upper Brandon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Upper Brandon is 44 minutes, which is a little more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Brandon are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Upper Brandon is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Brandon is $72 per month for minimum coverage and $104 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ruthville: Insurance costs 0.56% more
- Holdcroft: Insurance costs 2.57% less
- Brandon: Insurance costs 3.45% less
- Rustic: Insurance costs 2.57% less
- Westover: Insurance costs 1.04% more
- Claremont: Insurance costs 3.53% less
- Charles City: Insurance costs 0.16% more
- Roxbury: Insurance costs 3.53% less
- Providence Forge: Insurance costs 1.52% less
- Garysville: Insurance costs 3.85% less
Cities with Similar Populations
- Wyman: Insurance costs 1.20% less
- Blocksburg: Insurance costs 53.53% more
- Wren: Insurance costs 2.49% less
- Wyeth: Insurance costs 41.57% more
- Bald Prairie: Insurance costs 27.93% more
- Yolyn: Insurance costs 40.45% more
- Amonate: Insurance costs 3.53% more
- Amigo: Insurance costs 29.37% more
- Ambrose: Insurance costs 21.43% more
- Alton: Insurance costs 6.18% more