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Get Cheap Car Insurance in Upper Exeter, PA
We monitor insurance prices, helping the average driver in Upper Exeter save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Upper Exeter
The chart below shows the cheapest car insurance company in Upper Exeter for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Upper Exeter Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $51 |
| State Farm | $53 |
Savings for Every Kind of Upper Exeter Driver
Based on our extensive insurance data, we know the average Upper Exeter driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $382 per year by choosing the right vehicle insurance company. Some Upper Exeter residents are paying out over $1,362 extra every year for auto insurance in Upper Exeter. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Exeter, PA Savings / Yr. |
|---|---|
$382 |
|
$676 |
|
$517 |
|
$616 |
|
$1,578 |
|
$273 |
|
$488 |
Upper Exeter Car Insurance vs. Pennsylvania
People living in Upper Exeter pay an average of 4.49% less than the typical driver in the state. The average driver in Upper Exeter can expect to pay about $844 per year, or $1,362 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper Exeter for most people.
Car Insurance Prices by Upper Exeter Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Exeter?
The map shows insurance prices in and around Upper Exeter, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,380 to a low of $1,344. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Upper Exeter.Pick the Best Car Insurance Company for You in Upper Exeter
The best car insurance provider for most drivers in Upper Exeter
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $382 over the average Upper Exeter car insurance company.
The best car insurance provider for Upper Exeter drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $676 over the competition.
The best car insurance company for Upper Exeter drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $517 better than other car insurance companies.
The best auto insurance for Upper Exeter drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $616 less each year.
The least expensive car insurance company for new and young drivers in Upper Exeter
In Upper Exeter, Travelers costs young drivers $1,578 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Exeter
State Farm gave the largest car insurance discounts to married couples, averaging $273 saved each year compared to an average Upper Exeter couple's premiums.
The cheapest car insurance in Upper Exeter for drivers with bad credit
The best Upper Exeter car insurance company for customer service
Nationwide was the best company for customer service in Upper Exeter according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Exeter
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Upper Exeter driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Exeter, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Upper Exeter
What Influences the Cost of Car Insurance in Upper Exeter?
On average, car insurance in Upper Exeter is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Upper Exeter is 34 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Exeter are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Upper Exeter is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Exeter is $70 per month for minimum coverage and $114 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ransom: Insurance costs 0.81% more
- Milwaukee: Insurance costs 1.25% less
- Falls: Insurance costs 0.07% more
- West Falls: Insurance costs 1.10% more
- Center Moreland: Insurance costs 1.54% more
- Harding: Insurance costs 0.59% less
- Schultzville: Insurance costs 0.29% less
- West Pittston: Insurance costs 0.59% more
- Old Forge: Insurance costs 0.66% more
- Exeter: Insurance costs 1.25% less
Cities with Similar Populations
- Agenda: Insurance costs 15.71% more
- Zylonite: Insurance costs 7.12% more
- Zion: Insurance costs 34.36% more
- Y City: Insurance costs 22.10% more
- Woodford: Insurance costs 23.86% more
- Beeler: Insurance costs 19.60% more
- Bannack: Insurance costs 16.23% more
- Arnold: Insurance costs 108.66% more
- Arbon: Insurance costs 20.04% less
- Abbot Village: Insurance costs 31.20% less