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Get Cheap Car Insurance in Upper Jay, NY
We monitor insurance prices, helping the average driver in Upper Jay save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Upper Jay
The chart below shows the cheapest car insurance company in Upper Jay for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Upper Jay Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $113 |
| Geico | $117 |
Savings for Every Kind of Upper Jay Driver
Based on our extensive insurance data, we know the average Upper Jay driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $637 per year by choosing the right vehicle insurance company. Some Upper Jay residents are paying out over $2,137 extra every year for auto insurance in Upper Jay. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Jay, NY Savings / Yr. |
|---|---|
$637 |
|
$406 |
|
$812 |
|
$821 |
|
$2,012 |
|
$673 |
|
$1,072 |
Upper Jay Car Insurance vs. New York
People living in Upper Jay pay an average of 11.88% less than the typical driver in the state. The average driver in Upper Jay can expect to pay about $1,550 per year, or $2,137 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Upper Jay for most people.
Car Insurance Prices by Upper Jay Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Jay?
The map shows insurance prices in and around Upper Jay, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $212 per year within the city boundaries, with insurance premiums ranging from a high of $2,190 to a low of $1,978. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Upper Jay.Pick the Best Car Insurance Company for You in Upper Jay
The best car insurance provider for most drivers in Upper Jay
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $637 over the average Upper Jay car insurance company.
The best car insurance provider for Upper Jay drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $406 over the competition.
The best car insurance company for Upper Jay drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $812 better than other car insurance companies.
The best auto insurance for Upper Jay drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $821 less each year.
The least expensive car insurance company for new and young drivers in Upper Jay
In Upper Jay, Progressive costs young drivers $2,012 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Jay
Progressive gave the largest car insurance discounts to married couples, averaging $673 saved each year compared to an average Upper Jay couple's premiums.
The cheapest car insurance in Upper Jay for drivers with bad credit
The best Upper Jay car insurance company for customer service
Recent price drops
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The cheapest large national provider in Upper Jay
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Jay driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Jay, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Upper Jay
What Influences the Cost of Car Insurance in Upper Jay?
On average, car insurance in Upper Jay is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Jay are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Upper Jay is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Jay is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wilmington: Insurance costs 4.40% less
- North Jay: Insurance costs 0.89% more
- Jay: Insurance costs 1.12% more
- Keene: Insurance costs 7.39% less
- Black Brook: Insurance costs 2.11% less
- Au Sable Forks: Insurance costs 0.19% less
- Hawkeye: Insurance costs 3.42% less
- Lake Placid: Insurance costs 4.31% less
- Keene Valley: Insurance costs 7.30% less
- Lewis: Insurance costs 4.16% less
Cities with Similar Populations
- Nyac: Insurance costs 35.75% less
- North Jay: Insurance costs 56.29% less
- North Matewan: Insurance costs 19.19% less
- North Monroeville: Insurance costs 50.63% less
- North Newport: Insurance costs 45.20% less
- North Omak: Insurance costs 39.26% less
- North Springfield: Insurance costs 35.61% less
- North Swanzey: Insurance costs 46.19% less
- North Westminster: Insurance costs 44.74% less
- Nursery: Insurance costs 25.13% less