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Get Cheap Car Insurance in Upper Lisle, NY
We monitor insurance prices, helping the average driver in Upper Lisle save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Upper Lisle
The chart below shows the cheapest car insurance company in Upper Lisle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Upper Lisle Insurer | Monthly Cost |
|---|---|
| Kemper | $76 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $109 |
| Geico | $114 |
Savings for Every Kind of Upper Lisle Driver
Based on our extensive insurance data, we know the average Upper Lisle driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $620 per year by choosing the right vehicle insurance company. Some Upper Lisle residents are paying out over $2,078 extra every year for auto insurance in Upper Lisle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Lisle, NY Savings / Yr. |
|---|---|
$620 |
|
$395 |
|
$789 |
|
$799 |
|
$1,956 |
|
$655 |
|
$1,043 |
Upper Lisle Car Insurance vs. New York
People living in Upper Lisle pay an average of 14.31% less than the typical driver in the state. The average driver in Upper Lisle can expect to pay about $1,507 per year, or $2,078 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Upper Lisle for most people.
Car Insurance Prices by Upper Lisle Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Lisle?
The map shows insurance prices in and around Upper Lisle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $2,102 to a low of $2,075. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Upper Lisle.Pick the Best Car Insurance Company for You in Upper Lisle
The best car insurance provider for most drivers in Upper Lisle
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $620 over the average Upper Lisle car insurance company.
The best car insurance provider for Upper Lisle drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $395 over the competition.
The best car insurance company for Upper Lisle drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $789 better than other car insurance companies.
The best auto insurance for Upper Lisle drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $799 less each year.
The least expensive car insurance company for new and young drivers in Upper Lisle
In Upper Lisle, Progressive costs young drivers $1,956 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Lisle
Progressive gave the largest car insurance discounts to married couples, averaging $655 saved each year compared to an average Upper Lisle couple's premiums.
The cheapest car insurance in Upper Lisle for drivers with bad credit
The best Upper Lisle car insurance company for customer service
Nationwide was the best company for customer service in Upper Lisle according to the NAIC.
Recent price drops
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The cheapest large national provider in Upper Lisle
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Upper Lisle driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Lisle, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Upper Lisle
What Influences the Cost of Car Insurance in Upper Lisle?
On average, car insurance in Upper Lisle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Upper Lisle is 34 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 20 to 21 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Lisle are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Upper Lisle has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Lisle is $126 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Whitney Point: Insurance costs 3.85% more
- Willet: Insurance costs 2.50% more
- Killawog: Insurance costs 1.88% more
- Lisle: Insurance costs 2.07% more
- Smithville Flats: Insurance costs 1.54% more
- Genegantslet: Insurance costs 0.19% less
- Texas Valley: Insurance costs 0.87% more
- Galatia: Insurance costs the same
- Marathon: Insurance costs 0.34% more
- Lower Genegantslet Corner: Insurance costs 0.34% less
Cities with Similar Populations
- Ames: Insurance costs 33.01% less
- Angora: Insurance costs 21.46% less
- Aniak: Insurance costs 33.69% less
- Arcadia: Insurance costs 15.64% less
- Arnoldsburg: Insurance costs 25.65% less
- Arrowsmith: Insurance costs 35.18% less
- Arthur: Insurance costs 41.15% less
- Ashford: Insurance costs 24.06% less
- Attoyac: Insurance costs 24.40% less
- Pinnacle: Insurance costs 35.42% less