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Get Cheap Car Insurance in Upton, KY
We monitor insurance prices, helping the average driver in Upton save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Upton
The chart below shows the cheapest car insurance company in Upton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Upton Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Upton Driver
Based on our extensive insurance data, we know the average Upton driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $524 per year by choosing the right vehicle insurance company. Some Upton residents are paying out over $2,074 extra every year for auto insurance in Upton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upton, KY Savings / Yr. |
|---|---|
$524 |
|
$859 |
|
$845 |
|
$855 |
|
$1,693 |
|
$567 |
|
$908 |
Upton Car Insurance vs. Kentucky
People living in Upton pay an average of 2.83% less than the typical driver in the state. The average driver in Upton can expect to pay about $1,068 per year, or $2,074 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Upton for most people.
Car Insurance Prices by Upton Neighborhood
Insurance Prices
Where is insurance cheapest within Upton?
The map shows insurance prices in and around Upton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $183 per year within the city boundaries, with insurance premiums ranging from a high of $2,213 to a low of $2,030. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Upton.Pick the Best Car Insurance Company for You in Upton
The best car insurance provider for most drivers in Upton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $524 over the average Upton car insurance company.
The best car insurance provider for Upton drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $859 over the competition.
The best car insurance company for Upton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $845 better than other car insurance companies.
The best auto insurance for Upton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $855 less each year.
The least expensive car insurance company for new and young drivers in Upton
In Upton, State Farm costs young drivers $1,693 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upton
State Farm gave the largest car insurance discounts to married couples, averaging $567 saved each year compared to an average Upton couple's premiums.
The cheapest car insurance in Upton for drivers with bad credit
The best Upton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Upton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Upton driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upton, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Upton
What Influences the Cost of Car Insurance in Upton?
On average, car insurance in Upton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Upton is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Upton is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Vento: Insurance costs 2.56% more
- Sonora: Insurance costs 0.96% less
- Leitchfield Crossing: Insurance costs 4.97% more
- Nolin: Insurance costs 1.16% less
- Bonnieville: Insurance costs 4.44% more
- Tanner: Insurance costs 1.88% less
- Millerstown: Insurance costs 1.74% more
- White Mills: Insurance costs 0.82% less
- Magnolia: Insurance costs 0.58% more
- Lacon: Insurance costs 1.06% less
Cities with Similar Populations
- Cambridge: Insurance costs 31.05% less
- Shinglehouse: Insurance costs 34.23% less
- Southport: Insurance costs 38.48% less
- River Hills: Insurance costs 41.03% less
- Painter: Insurance costs 42.77% less
- Ottertail: Insurance costs 23.92% less
- Oakley: Insurance costs 23.00% less
- Nunnelly: Insurance costs 33.90% less
- New Canton: Insurance costs 38.81% less
- Nashua: Insurance costs 40.55% less