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Get Cheap Car Insurance in Urbandale, MI
We monitor insurance prices, helping the average driver in Urbandale save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Urbandale
The chart below shows the cheapest car insurance company in Urbandale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Urbandale Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $115 |
| State Farm | $116 |
| Safeco Insurance | $123 |
Savings for Every Kind of Urbandale Driver
Based on our extensive insurance data, we know the average Urbandale driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,097 per year by choosing the right vehicle insurance company. Some Urbandale residents are paying out over $2,729 extra every year for auto insurance in Urbandale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Urbandale, MI Savings / Yr. |
|---|---|
$1,097 |
|
$1,790 |
|
$1,584 |
|
$2,408 |
|
$2,841 |
|
$0 |
|
$0 |
Urbandale Car Insurance vs. Michigan
People living in Urbandale pay an average of 5.86% less than the typical driver in the state. The average driver in Urbandale can expect to pay about $2,073 per year, or $2,729 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Urbandale for most people.
Car Insurance Prices by Urbandale Neighborhood
Insurance Prices
Where is insurance cheapest within Urbandale?
The map shows insurance prices in and around Urbandale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $186 per year within the city boundaries, with insurance premiums ranging from a high of $2,805 to a low of $2,619. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Urbandale.Pick the Best Car Insurance Company for You in Urbandale
The best car insurance provider for most drivers in Urbandale
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,097 over the average Urbandale car insurance company.
The best car insurance provider for Urbandale drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,790 over the competition.
The best car insurance company for Urbandale drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,584 better than other car insurance companies.
The best auto insurance for Urbandale drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,408 less each year.
The least expensive car insurance company for new and young drivers in Urbandale
In Urbandale, Geico costs young drivers $2,841 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Urbandale
The cheapest car insurance in Urbandale for drivers with bad credit
The best Urbandale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Urbandale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Urbandale driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Urbandale, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Urbandale
What Influences the Cost of Car Insurance in Urbandale?
On average, car insurance in Urbandale is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Urbandale is 25 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Urbandale is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Urbandale is $173 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Maplehurst: Insurance costs 1.69% more
- Brownlee Park: Insurance costs 3.66% more
- Battle Creek: Insurance costs 5.68% more
- Marshall: Insurance costs 1.43% less
- Ceresco: Insurance costs 0.40% less
- Bellevue: Insurance costs 3.26% more
- Old Mill Gardens: Insurance costs 1.83% more
- Springfield: Insurance costs 5.94% more
- Wrights Corners: Insurance costs 0.04% more
- Marengo: Insurance costs 3.63% less
Cities with Similar Populations
- Alden: Insurance costs 3.44% more
- West Pelzer: Insurance costs 41.77% less
- Wellston: Insurance costs 4.98% more
- Valley Springs: Insurance costs 45.33% less
- South Orrington: Insurance costs 65.15% less
- South Dodge: Insurance costs 41.26% less
- Rollingwood: Insurance costs 37.05% less
- Lynchs Corner: Insurance costs 54.34% less
- Love: Insurance costs 37.41% less
- Leesville: Insurance costs 41.30% less