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Get Cheap Car Insurance in Utleyville, CO
We monitor insurance prices, helping the average driver in Utleyville save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Utleyville
The chart below shows the cheapest car insurance company in Utleyville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Utleyville Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Bristol West | $76 |
| Safeco Insurance | $78 |
| Geico | $80 |
Savings for Every Kind of Utleyville Driver
Based on our extensive insurance data, we know the average Utleyville driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $405 per year by choosing the right vehicle insurance company. Some Utleyville residents are paying out over $1,891 extra every year for auto insurance in Utleyville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Utleyville, CO Savings / Yr. |
|---|---|
$405 |
|
$723 |
|
$581 |
|
$621 |
|
$1,839 |
|
$487 |
|
$714 |
Utleyville Car Insurance vs. Colorado
People living in Utleyville pay an average of 0.07% more than the typical driver in the state. The average driver in Utleyville can expect to pay about $1,105 per year, or $1,891 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Utleyville for most people.
Car Insurance Prices by Utleyville Neighborhood
Insurance Prices
Where is insurance cheapest within Utleyville?
The map shows insurance prices in and around Utleyville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,928 to a low of $1,861. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Utleyville.Pick the Best Car Insurance Company for You in Utleyville
The best car insurance provider for most drivers in Utleyville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $405 over the average Utleyville car insurance company.
The best car insurance provider for Utleyville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $723 over the competition.
The best car insurance company for Utleyville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $581 better than other car insurance companies.
The best auto insurance for Utleyville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $621 less each year.
The least expensive car insurance company for new and young drivers in Utleyville
In Utleyville, State Farm costs young drivers $1,839 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Utleyville
State Farm gave the largest car insurance discounts to married couples, averaging $487 saved each year compared to an average Utleyville couple's premiums.
The cheapest car insurance in Utleyville for drivers with bad credit
The best Utleyville car insurance company for customer service
Nationwide was the best company for customer service in Utleyville according to the NAIC.
Recent price drops
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The cheapest large national provider in Utleyville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Utleyville driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Utleyville, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Utleyville
What Influences the Cost of Car Insurance in Utleyville?
On average, car insurance in Utleyville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Utleyville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Utleyville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Utleyville is $92 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kim: Insurance costs 1.59% less
- Pritchett: Insurance costs 1.96% more
- Villegreen: Insurance costs 1.59% less
- Tobe: Insurance costs 1.59% less
- Springfield: Insurance costs 3.23% more
- Campo: Insurance costs 1.96% more
- Vilas: Insurance costs 2.96% more
- Walsh: Insurance costs 2.06% more
- Stonington: Insurance costs 1.96% more
- Trinchera: Insurance costs 1.59% less
Cities with Similar Populations
- Richland: Insurance costs 26.76% less
- Rimmy Jims: Insurance costs 7.77% less
- Riggston: Insurance costs 24.54% less
- Ridley: Insurance costs 8.99% less
- Ridgeway: Insurance costs 5.92% less
- Ridgeway: Insurance costs 11.58% less
- Riddle: Insurance costs 36.65% less
- Ricker Mills: Insurance costs 35.70% less
- Richmond: Insurance costs 30.30% less
- Rinard Mills: Insurance costs 40.03% less