Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Vaughns Corners, NY

We monitor insurance prices, helping the average driver in Vaughns Corners save up to 32.6% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Vaughns Corners

The chart below shows the cheapest car insurance company in Vaughns Corners for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Vaughns Corners Insurer Monthly Cost
Kemper $76
Plymouth Rock Assurance $102
Safeco Insurance $109
Geico $114

Savings for Every Kind of Vaughns Corners Driver

The table shows how much the average auto insurance customer in Vaughns Corners might save by following our recommendations.

Based on our extensive insurance data, we know the average Vaughns Corners driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $619 per year by choosing the right vehicle insurance company. Some Vaughns Corners residents are paying out over $2,075 extra every year for auto insurance in Vaughns Corners. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Vaughns Corners Car Insurance vs. New York

People living in Vaughns Corners pay an average of 14.45% less than the typical driver in the state. The average driver in Vaughns Corners can expect to pay about $1,505 per year, or $2,075 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Vaughns Corners for most people.

Car Insurance Prices by Vaughns Corners Neighborhood

Vaughns Corners, NY map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Vaughns Corners?

The map shows insurance prices in and around Vaughns Corners, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $2,141 to a low of $2,028. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Vaughns Corners.

Pick the Best Car Insurance Company for You in Vaughns Corners

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Vaughns Corners insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Vaughns Corners

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $619 over the average Vaughns Corners car insurance company.

Visit Site

We use the average good driver, paying $121 per month, as our baseline for pricing in Vaughns Corners. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Vaughns Corners drivers with accidents on their records

In Vaughns Corners getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,189. That's $115 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $394 over the competition.

Visit Site

The best car insurance company for Vaughns Corners drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $788 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Vaughns Corners, tickets raise premiums on new quotes about $447. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $2,522 per year.

The best auto insurance for Vaughns Corners drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,853 per year in auto insurance premiums, which was $778 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $797 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Vaughns Corners

In Vaughns Corners, Progressive costs young drivers $1,953 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Vaughns Corners. With an average cost of $6,112 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Vaughns Corners

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $71. State Farm, Geico, and Progressive provided the largest discounts to couples living in Vaughns Corners.

Progressive gave the largest car insurance discounts to married couples, averaging $654 saved each year compared to an average Vaughns Corners couple's premiums.

Visit Site

The cheapest car insurance in Vaughns Corners for drivers with bad credit

People with poor credit saved an average of $1,041 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,317 every year. Premiums for people with poor credit were about $3,391 in Vaughns Corners. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Vaughns Corners car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Vaughns Corners, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Vaughns Corners.

Nationwide was the best company for customer service in Vaughns Corners according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Vaughns Corners, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Vaughns Corners. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Vaughns Corners

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 32% of Vaughns Corners residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Vaughns Corners driver can expect to pay about $183 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vaughns Corners, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Vaughns Corners

What Influences the Cost of Car Insurance in Vaughns Corners?

On average, car insurance in Vaughns Corners is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Vaughns Corners is 32 minutes, which is about the national average for a driver in the state.
  • New York state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Vaughns Corners are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Vaughns Corners is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Vaughns Corners is $125 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Vaughns Corners driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Vaughns Corners with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.