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Get Cheap Car Insurance in Venice Gardens, FL

We monitor insurance prices, helping the average driver in Venice Gardens save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Venice Gardens

The chart below shows the cheapest car insurance company in Venice Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Venice Gardens Insurer Monthly Cost
Geico $111
State Farm $118
Gainsco $154
Bristol West $154

Savings for Every Kind of Venice Gardens Driver

The table shows how much the average auto insurance customer in Venice Gardens might save by following our recommendations.

Based on our extensive insurance data, we know the average Venice Gardens driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $683 per year by choosing the right vehicle insurance company. Some Venice Gardens residents are paying out over $2,335 extra every year for auto insurance in Venice Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Venice Gardens Car Insurance vs. Florida

People living in Venice Gardens pay an average of 11.63% less than the typical driver in the state. The average driver in Venice Gardens can expect to pay about $2,131 per year, or $2,335 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Venice Gardens for most people.

Car Insurance Prices by Venice Gardens Neighborhood

Venice Gardens, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Venice Gardens?

The map shows insurance prices in and around Venice Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $152 per year within the city boundaries, with insurance premiums ranging from a high of $2,419 to a low of $2,267. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Venice Gardens.

Pick the Best Car Insurance Company for You in Venice Gardens

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Venice Gardens insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Venice Gardens

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $683 over the average Venice Gardens car insurance company.

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We use the average good driver, paying $138 per month, as our baseline for pricing in Venice Gardens. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Venice Gardens drivers with accidents on their records

In Venice Gardens getting into an accident will raise premiums an average 28% for a yearly cost of $3,241. That's $907 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,003 over the competition.

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The best car insurance company for Venice Gardens drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $771 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Venice Gardens, tickets raise premiums on new quotes about $650. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $2,985 per year.

The best auto insurance for Venice Gardens drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,187 per year in auto insurance premiums, which was $852 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $763 less each year.

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The least expensive car insurance company for new and young drivers in Venice Gardens

In Venice Gardens, Geico costs young drivers $2,426 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Venice Gardens. With an average cost of $7,006 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Venice Gardens

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $164. State Farm, Geico, and Progressive provided the largest discounts to couples living in Venice Gardens.

Geico gave the largest car insurance discounts to married couples, averaging $663 saved each year compared to an average Venice Gardens couple's premiums.

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The cheapest car insurance in Venice Gardens for drivers with bad credit

People with poor credit saved an average of $966 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,116 every year. Premiums for people with poor credit were about $3,451 in Venice Gardens. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Venice Gardens car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Venice Gardens, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Venice Gardens.

Allstate was the best company for customer service in Venice Gardens according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Venice Gardens, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Venice Gardens. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Venice Gardens

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 16% of Venice Gardens residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Venice Gardens driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Venice Gardens, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Venice Gardens

What Influences the Cost of Car Insurance in Venice Gardens?

On average, car insurance in Venice Gardens is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Venice Gardens is 28 minutes, which is far less than average for a driver in the state.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Venice Gardens are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Venice Gardens is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Venice Gardens is $178 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Venice Gardens driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Venice Gardens with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.