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Get Cheap Car Insurance in Vermilion, IL
We monitor insurance prices, helping the average driver in Vermilion save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Vermilion
The chart below shows the cheapest car insurance company in Vermilion for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Vermilion Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Country Financial | $51 |
| Metromile | $56 |
| American Family Insurance | $60 |
Savings for Every Kind of Vermilion Driver
Based on our extensive insurance data, we know the average Vermilion driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some Vermilion residents are paying out over $1,403 extra every year for auto insurance in Vermilion. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Vermilion, IL Savings / Yr. |
|---|---|
$328 |
|
$617 |
|
$493 |
|
$517 |
|
$1,274 |
|
$367 |
|
$471 |
Vermilion Car Insurance vs. Illinois
People living in Vermilion pay an average of 7.15% less than the typical driver in the state. The average driver in Vermilion can expect to pay about $833 per year, or $1,403 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Vermilion for most people.
Car Insurance Prices by Vermilion Neighborhood
Insurance Prices
Where is insurance cheapest within Vermilion?
The map shows insurance prices in and around Vermilion, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,456 to a low of $1,401. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Vermilion.Pick the Best Car Insurance Company for You in Vermilion
The best car insurance provider for most drivers in Vermilion
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $328 over the average Vermilion car insurance company.
The best car insurance provider for Vermilion drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $617 over the competition.
The best car insurance company for Vermilion drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $493 better than other car insurance companies.
The best auto insurance for Vermilion drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $517 less each year.
The least expensive car insurance company for new and young drivers in Vermilion
In Vermilion, State Farm costs young drivers $1,274 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Vermilion
State Farm gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average Vermilion couple's premiums.
The cheapest car insurance in Vermilion for drivers with bad credit
The best Vermilion car insurance company for customer service
Recent price drops
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The cheapest large national provider in Vermilion
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Vermilion driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vermilion, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Vermilion
What Influences the Cost of Car Insurance in Vermilion?
On average, car insurance in Vermilion is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Vermilion is 22 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Vermilion are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Vermilion has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Vermilion is $69 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Libertyville: Insurance costs 13.76% less
- Nevins: Insurance costs 0.29% less
- Paris: Insurance costs 1.71% more
- Elbridge: Insurance costs 0.71% less
- Shirkieville: Insurance costs 16.68% less
- Universal: Insurance costs 16.68% less
- Oliver: Insurance costs 2.07% more
- Liggett: Insurance costs 14.68% less
- West Terre Haute: Insurance costs 14.83% less
- Shepardsville: Insurance costs 15.68% less
Cities with Similar Populations
- Marathon: Insurance costs 14.11% less
- Lulu: Insurance costs 72.42% more
- Lynchburg: Insurance costs 30.01% more
- Macdoel: Insurance costs 24.80% more
- Makinen: Insurance costs 18.03% more
- Malmo: Insurance costs 1.35% more
- Manalapan: Insurance costs 116.82% more
- Mansfield: Insurance costs 4.13% less
- Maple Hill: Insurance costs 16.61% more
- Maramec: Insurance costs 21.45% more