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Get Cheap Car Insurance in Vernon Parish, LA
We monitor insurance prices, helping the average driver in Vernon Parish save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Vernon Parish
The chart below shows the cheapest car insurance company in Vernon Parish for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Vernon Parish Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $98 |
| State Farm | $116 |
| Safeco Insurance | $117 |
| Clearcover | $130 |
Savings for Every Kind of Vernon Parish Driver
Based on our extensive insurance data, we know the average Vernon Parish driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $754 per year by choosing the right vehicle insurance company. Some Vernon Parish residents are paying out over $2,710 extra every year for auto insurance in Vernon Parish. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Vernon Parish, LA Savings / Yr. |
|---|---|
$754 |
|
$1,322 |
|
$941 |
|
$1,419 |
|
$2,251 |
|
$699 |
|
$1,202 |
Vernon Parish Car Insurance vs. Louisiana
People living in Vernon Parish pay an average of 10.06% less than the typical driver in the state. The average driver in Vernon Parish can expect to pay about $1,714 per year, or $2,710 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Vernon Parish for most people.
Car Insurance Prices by Vernon Parish Neighborhood
Insurance Prices
Where is insurance cheapest within Vernon Parish?
The map shows insurance prices in and around Vernon Parish, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $397 per year within the county boundaries, with insurance premiums ranging from a high of $2,967 to a low of $2,570. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Vernon Parish.Pick the Best Car Insurance Company for You in Vernon Parish
The best car insurance provider for most drivers in Vernon Parish
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $754 over the average Vernon Parish car insurance company.
The best car insurance provider for Vernon Parish drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,322 over the competition.
The best car insurance company for Vernon Parish drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $941 better than other car insurance companies.
The best auto insurance for Vernon Parish drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,419 less each year.
The least expensive car insurance company for new and young drivers in Vernon Parish
In Vernon Parish, Farm Bureau costs young drivers $2,251 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Vernon Parish
Farm Bureau gave the largest car insurance discounts to married couples, averaging $699 saved each year compared to an average Vernon Parish couple's premiums.
The cheapest car insurance in Vernon Parish for drivers with bad credit
The best Vernon Parish car insurance company for customer service
Nationwide was the best company for customer service in Vernon Parish according to the NAIC.
Recent price drops
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The cheapest large national provider in Vernon Parish
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Vernon Parish driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Vernon Parish, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Vernon Parish
What Influences the Cost of Car Insurance in Vernon Parish?
On average, car insurance in Vernon Parish is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Vernon Parish is 27 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Vernon Parish are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Vernon Parish is one of the most densely populated areas in the state. The county’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Vernon Parish is $143 per month for minimum coverage and $226 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- Beauregard Parish: Insurance costs 2.58% more
- Sabine Parish: Insurance costs 0.59% more
- Sabine County: Insurance costs 38.78% less
- Allen Parish: Insurance costs 7.42% more
- Newton County: Insurance costs 36.53% less
- Rapides Parish: Insurance costs 12.36% more
- Jasper County: Insurance costs 38.38% less
- Grant Parish: Insurance costs 9.23% more
- San Augustine County: Insurance costs 39.56% less
- Evangeline Parish: Insurance costs 12.51% more
Counties with Similar Populations
- Washington County: Insurance costs 56.83% less
- Grundy County: Insurance costs 48.15% less
- Habersham County: Insurance costs 35.28% less
- Halifax County: Insurance costs 52.77% less
- Hancock County: Insurance costs 64.46% less
- Hancock County: Insurance costs 35.94% less
- Hardin County: Insurance costs 38.75% less
- Harrison County: Insurance costs 55.79% less
- Harrisonburg City: Insurance costs 56.75% less
- Hawkins County: Insurance costs 49.82% less