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Get Cheap Car Insurance in Villa Rica, GA
We monitor insurance prices, helping the average driver in Villa Rica save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Villa Rica
The chart below shows the cheapest car insurance company in Villa Rica for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Villa Rica Insurer | Monthly Cost |
|---|---|
| Travelers | $81 |
| Farm Bureau | $84 |
| State Farm | $92 |
| Progressive | $100 |
Savings for Every Kind of Villa Rica Driver
Based on our extensive insurance data, we know the average Villa Rica driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Villa Rica residents are paying out over $1,859 extra every year for auto insurance in Villa Rica. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Villa Rica, GA Savings / Yr. |
|---|---|
$386 |
|
$823 |
|
$568 |
|
$777 |
|
$2,263 |
|
$187 |
|
$799 |
Villa Rica Car Insurance vs. Georgia
People living in Villa Rica pay an average of 4.97% more than the typical driver in the state. The average driver in Villa Rica can expect to pay about $1,237 per year, or $1,859 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Villa Rica for most people.
Car Insurance Prices by Villa Rica Neighborhood
Insurance Prices
Where is insurance cheapest within Villa Rica?
The map shows insurance prices in and around Villa Rica, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $237 per year within the city boundaries, with insurance premiums ranging from a high of $1,955 to a low of $1,718. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Villa Rica.Pick the Best Car Insurance Company for You in Villa Rica
The best car insurance provider for most drivers in Villa Rica
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $386 over the average Villa Rica car insurance company.
The best car insurance provider for Villa Rica drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $823 over the competition.
The best car insurance company for Villa Rica drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $568 better than other car insurance companies.
The best auto insurance for Villa Rica drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $777 less each year.
The least expensive car insurance company for new and young drivers in Villa Rica
In Villa Rica, Auto-Owners Insurance costs young drivers $2,263 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Villa Rica
Farm Bureau gave the largest car insurance discounts to married couples, averaging $187 saved each year compared to an average Villa Rica couple's premiums.
The cheapest car insurance in Villa Rica for drivers with bad credit
The best Villa Rica car insurance company for customer service
Nationwide was the best company for customer service in Villa Rica according to the NAIC.
Recent price drops
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The cheapest large national provider in Villa Rica
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Villa Rica driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Villa Rica, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Villa Rica
What Influences the Cost of Car Insurance in Villa Rica?
On average, car insurance in Villa Rica is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Villa Rica is 40 minutes, which is a little more than average for a driver in the state.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Villa Rica are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Villa Rica has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Villa Rica is $103 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Winston: Insurance costs 0.70% less
- Temple: Insurance costs 3.34% less
- Douglasville: Insurance costs 7.48% more
- Bremen: Insurance costs 6.24% less
- Bowdon Junction: Insurance costs 6.24% less
- Hiram: Insurance costs 4.14% more
- Mount Zion: Insurance costs 6.46% less
- Lithia Springs: Insurance costs 11.46% more
- Buchanan: Insurance costs 5.16% less
- West Crossing: Insurance costs 6.56% less
Cities with Similar Populations
- Shawnee: Insurance costs 6.78% less
- Greenwich: Insurance costs 15.92% more
- Hanover Park: Insurance costs 9.25% less
- Hazleton: Insurance costs 17.54% less
- Holyoke: Insurance costs 6.51% less
- Hopkinsville: Insurance costs 12.43% more
- Indian Trail: Insurance costs 31.36% less
- Lauderdale Lakes: Insurance costs 88.70% more
- London: Insurance costs 13.50% more
- Adelanto: Insurance costs 21.09% more