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Get Cheap Car Insurance in Virginia Colony, CA
We monitor insurance prices, helping the average driver in Virginia Colony save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Virginia Colony
The chart below shows the cheapest car insurance company in Virginia Colony for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Virginia Colony Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of Virginia Colony Driver
Based on our extensive insurance data, we know the average Virginia Colony driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $691 per year by choosing the right vehicle insurance company. Some Virginia Colony residents are paying out over $2,160 extra every year for auto insurance in Virginia Colony. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Virginia Colony, CA Savings / Yr. |
|---|---|
$691 |
|
$1,265 |
|
$1,000 |
|
$1,758 |
|
$903 |
|
$392 |
|
$0 |
Virginia Colony Car Insurance vs. California
People living in Virginia Colony pay an average of 7.58% more than the typical driver in the state. The average driver in Virginia Colony can expect to pay about $1,011 per year, or $2,160 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Virginia Colony for most people.
Car Insurance Prices by Virginia Colony Neighborhood
Insurance Prices
Where is insurance cheapest within Virginia Colony?
The map shows insurance prices in and around Virginia Colony, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $326 per year within the city boundaries, with insurance premiums ranging from a high of $2,281 to a low of $1,955. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Virginia Colony.Pick the Best Car Insurance Company for You in Virginia Colony
The best car insurance provider for most drivers in Virginia Colony
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $691 over the average Virginia Colony car insurance company.
The best car insurance provider for Virginia Colony drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,265 over the competition.
The best car insurance company for Virginia Colony drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,000 better than other car insurance companies.
The best auto insurance for Virginia Colony drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,758 less each year.
The least expensive car insurance company for new and young drivers in Virginia Colony
In Virginia Colony, State Farm costs young drivers $903 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Virginia Colony
Progressive gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average Virginia Colony couple's premiums.
The cheapest car insurance in Virginia Colony for drivers with bad credit
The best Virginia Colony car insurance company for customer service
Nationwide was the best company for customer service in Virginia Colony according to the NAIC.
Recent price drops
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The cheapest large national provider in Virginia Colony
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Virginia Colony driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Virginia Colony, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Virginia Colony
What Influences the Cost of Car Insurance in Virginia Colony?
On average, car insurance in Virginia Colony is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Virginia Colony is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Virginia Colony are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Virginia Colony is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Virginia Colony is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Moorpark: Insurance costs 0.56% less
- Thousand Oaks: Insurance costs 2.87% less
- Simi Valley: Insurance costs 3.61% more
- Moorpark Home Acres: Insurance costs 5.93% less
- Oak Park: Insurance costs 0.56% less
- Brandeis: Insurance costs 1.85% less
- Newbury Park: Insurance costs 2.96% less
- Westlake Village: Insurance costs 3.70% less
- Somis: Insurance costs 8.29% less
- Agoura Hills: Insurance costs 2.22% more
Cities with Similar Populations
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- Midco: Insurance costs 14.68% less
- Middlebourne: Insurance costs 48.52% less
- Middleburg: Insurance costs 51.39% less
- Middleton: Insurance costs 22.69% less
- Midway: Insurance costs 25.42% less
- Midway: Insurance costs 29.31% less
- Milam: Insurance costs 31.67% less
- Milburn: Insurance costs 4.03% less
- Mildred: Insurance costs 28.01% less