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Get Cheap Car Insurance in Waco, GA
We monitor insurance prices, helping the average driver in Waco save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Waco
The chart below shows the cheapest car insurance company in Waco for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Waco Insurer | Monthly Cost |
|---|---|
| Travelers | $76 |
| Farm Bureau | $79 |
| State Farm | $87 |
| Progressive | $94 |
Savings for Every Kind of Waco Driver
Based on our extensive insurance data, we know the average Waco driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $365 per year by choosing the right vehicle insurance company. Some Waco residents are paying out over $1,757 extra every year for auto insurance in Waco. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waco, GA Savings / Yr. |
|---|---|
$365 |
|
$778 |
|
$537 |
|
$734 |
|
$2,139 |
|
$177 |
|
$755 |
Waco Car Insurance vs. Georgia
People living in Waco pay an average of 0.78% less than the typical driver in the state. The average driver in Waco can expect to pay about $1,169 per year, or $1,757 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Waco for most people.
Car Insurance Prices by Waco Neighborhood
Insurance Prices
Where is insurance cheapest within Waco?
The map shows insurance prices in and around Waco, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,768 to a low of $1,735. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Waco.Pick the Best Car Insurance Company for You in Waco
The best car insurance provider for most drivers in Waco
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $365 over the average Waco car insurance company.
The best car insurance provider for Waco drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $778 over the competition.
The best car insurance company for Waco drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $537 better than other car insurance companies.
The best auto insurance for Waco drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $734 less each year.
The least expensive car insurance company for new and young drivers in Waco
In Waco, Auto-Owners Insurance costs young drivers $2,139 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waco
Farm Bureau gave the largest car insurance discounts to married couples, averaging $177 saved each year compared to an average Waco couple's premiums.
The cheapest car insurance in Waco for drivers with bad credit
The best Waco car insurance company for customer service
Recent price drops
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The cheapest large national provider in Waco
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waco driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waco, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Waco
What Influences the Cost of Car Insurance in Waco?
On average, car insurance in Waco is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waco are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Waco has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waco is $97 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Crossing: Insurance costs 1.14% less
- Mount Zion: Insurance costs 1.02% less
- Tallapoosa: Insurance costs 0.28% less
- Bowdon Junction: Insurance costs 0.80% less
- Jonesville: Insurance costs 0.34% less
- Bremen: Insurance costs 0.80% less
- Muscadine: Insurance costs 10.87% less
- Bowdon: Insurance costs 0.34% more
- Farmers High: Insurance costs 0.80% more
- Ranburne: Insurance costs 12.01% less
Cities with Similar Populations
- Danville: Insurance costs 6.49% less
- Raceland: Insurance costs 18.90% more
- Stryker: Insurance costs 40.69% less
- Ajo: Insurance costs 4.44% less
- Tecumseh: Insurance costs 14.51% less
- Vanderwagen: Insurance costs 17.47% less
- Pierson: Insurance costs 36.54% more
- Frankfort: Insurance costs 58.85% more
- Fort Loramie: Insurance costs 41.61% less
- Farmingdale: Insurance costs 45.53% less