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Get Cheap Car Insurance in Wainwright, MO
We monitor insurance prices, helping the average driver in Wainwright save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Wainwright
The chart below shows the cheapest car insurance company in Wainwright for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Wainwright Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Wainwright Driver
Based on our extensive insurance data, we know the average Wainwright driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $479 per year by choosing the right vehicle insurance company. Some Wainwright residents are paying out over $1,775 extra every year for auto insurance in Wainwright. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wainwright, MO Savings / Yr. |
|---|---|
$479 |
|
$668 |
|
$611 |
|
$684 |
|
$1,443 |
|
$373 |
|
$572 |
Wainwright Car Insurance vs. Missouri
People living in Wainwright pay an average of 1.43% less than the typical driver in the state. The average driver in Wainwright can expect to pay about $1,093 per year, or $1,775 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Wainwright for most people.
Car Insurance Prices by Wainwright Neighborhood
Insurance Prices
Where is insurance cheapest within Wainwright?
The map shows insurance prices in and around Wainwright, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,778 to a low of $1,748. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Wainwright.Pick the Best Car Insurance Company for You in Wainwright
The best car insurance provider for most drivers in Wainwright
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $479 over the average Wainwright car insurance company.
The best car insurance provider for Wainwright drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $668 over the competition.
The best car insurance company for Wainwright drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $611 better than other car insurance companies.
The best auto insurance for Wainwright drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $684 less each year.
The least expensive car insurance company for new and young drivers in Wainwright
In Wainwright, Travelers costs young drivers $1,443 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wainwright
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Wainwright couple's premiums.
The cheapest car insurance in Wainwright for drivers with bad credit
The best Wainwright car insurance company for customer service
Nationwide was the best company for customer service in Wainwright according to the NAIC.
Recent price drops
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The cheapest large national provider in Wainwright
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wainwright driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wainwright, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Wainwright
What Influences the Cost of Car Insurance in Wainwright?
On average, car insurance in Wainwright is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wainwright is 28 minutes, which is a little less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wainwright are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Wainwright is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wainwright is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Holts Summit: Insurance costs 0.62% less
- Tebbetts: Insurance costs 0.06% more
- Cedar City: Insurance costs 1.07% less
- Lake Mykee Town: Insurance costs 0.11% more
- New Bloomfield: Insurance costs 0.11% more
- Bonnots Mill: Insurance costs 0.73% more
- Taos: Insurance costs 0.96% less
- Jefferson City: Insurance costs 0.45% more
- Schubert: Insurance costs 0.17% more
- Frankenstein: Insurance costs 0.62% more
Cities with Similar Populations
- Oak City: Insurance costs 24.90% less
- Ravenwood: Insurance costs 1.24% less
- Rapids: Insurance costs 28.45% more
- Ransom: Insurance costs 31.15% more
- Randolph: Insurance costs 22.25% less
- Pinehurst: Insurance costs 5.92% less
- Piedmont: Insurance costs 18.03% less
- Pembroke: Insurance costs 46.20% less
- Parma: Insurance costs 1.75% more
- Old Mill Gardens: Insurance costs 56.56% more