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Get Cheap Car Insurance in Wake Forest, NC
We monitor insurance prices, helping the average driver in Wake Forest save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Wake Forest
The chart below shows the cheapest car insurance company in Wake Forest for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Wake Forest Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Wake Forest Driver
Based on our extensive insurance data, we know the average Wake Forest driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $247 per year by choosing the right vehicle insurance company. Some Wake Forest residents are paying out over $1,284 extra every year for auto insurance in Wake Forest. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wake Forest, NC Savings / Yr. |
|---|---|
$247 |
|
$536 |
|
$390 |
|
$997 |
|
$740 |
|
$298 |
|
$447 |
Wake Forest Car Insurance vs. North Carolina
People living in Wake Forest pay an average of 2.74% more than the typical driver in the state. The average driver in Wake Forest can expect to pay about $769 per year, or $1,284 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Wake Forest for most people.
Car Insurance Prices by Wake Forest Neighborhood
Insurance Prices
Where is insurance cheapest within Wake Forest?
The map shows insurance prices in and around Wake Forest, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $210 per year within the city boundaries, with insurance premiums ranging from a high of $1,423 to a low of $1,213. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Wake Forest.Pick the Best Car Insurance Company for You in Wake Forest
The best car insurance provider for most drivers in Wake Forest
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $247 over the average Wake Forest car insurance company.
The best car insurance provider for Wake Forest drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $536 over the competition.
The best car insurance company for Wake Forest drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $390 better than other car insurance companies.
The best auto insurance for Wake Forest drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $997 less each year.
The least expensive car insurance company for new and young drivers in Wake Forest
In Wake Forest, State Farm costs young drivers $740 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wake Forest
Erie Insurance gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average Wake Forest couple's premiums.
The cheapest car insurance in Wake Forest for drivers with bad credit
The best Wake Forest car insurance company for customer service
Nationwide was the best company for customer service in Wake Forest according to the NAIC.
Recent price drops
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The cheapest large national provider in Wake Forest
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wake Forest driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wake Forest, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Wake Forest
What Influences the Cost of Car Insurance in Wake Forest?
On average, car insurance in Wake Forest is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wake Forest is 37 minutes, which is a little more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wake Forest are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Wake Forest is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wake Forest is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rolesville: Insurance costs 0.08% more
- Youngsville: Insurance costs 2.10% less
- Grissom: Insurance costs 1.48% less
- Raleigh: Insurance costs 0.78% more
- Katesville: Insurance costs 0.62% more
- North Side: Insurance costs 4.98% less
- Zebulon: Insurance costs 1.40% less
- Bunn: Insurance costs 0.93% more
- Louisburg: Insurance costs 0.47% less
- Gorman: Insurance costs 3.50% less
Cities with Similar Populations
- Vernon: Insurance costs 13.40% less
- Veseli: Insurance costs 23.52% more
- Warren: Insurance costs 12.15% less
- Walker: Insurance costs 17.83% more
- Wabeno: Insurance costs 11.45% less
- Wabun: Insurance costs 8.10% less
- Wabuska: Insurance costs 57.87% more
- Watson: Insurance costs 18.07% more
- Wacissa: Insurance costs 87.15% more
- Warrensville: Insurance costs 7.09% less