Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Wakpala, SD
We monitor insurance prices, helping the average driver in Wakpala save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Wakpala
The chart below shows the cheapest car insurance company in Wakpala for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Wakpala Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $29 |
| American Family Insurance | $32 |
| Midvale Home & Auto | $33 |
| State Farm | $33 |
Savings for Every Kind of Wakpala Driver
Based on our extensive insurance data, we know the average Wakpala driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some Wakpala residents are paying out over $1,792 extra every year for auto insurance in Wakpala. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wakpala, SD Savings / Yr. |
|---|---|
$371 |
|
$750 |
|
$580 |
|
$844 |
|
$1,402 |
|
$409 |
|
$642 |
Wakpala Car Insurance vs. South Dakota
People living in Wakpala pay an average of 8.59% more than the typical driver in the state. The average driver in Wakpala can expect to pay about $491 per year, or $1,792 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Wakpala for most people.
Car Insurance Prices by Wakpala Neighborhood
Insurance Prices
Where is insurance cheapest within Wakpala?
The map shows insurance prices in and around Wakpala, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,803 to a low of $1,703. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Wakpala.Pick the Best Car Insurance Company for You in Wakpala
The best car insurance provider for most drivers in Wakpala
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $371 over the average Wakpala car insurance company.
The best car insurance provider for Wakpala drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $750 over the competition.
The best car insurance company for Wakpala drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $580 better than other car insurance companies.
The best auto insurance for Wakpala drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $844 less each year.
The least expensive car insurance company for new and young drivers in Wakpala
In Wakpala, State Farm costs young drivers $1,402 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wakpala
State Farm gave the largest car insurance discounts to married couples, averaging $409 saved each year compared to an average Wakpala couple's premiums.
The cheapest car insurance in Wakpala for drivers with bad credit
The best Wakpala car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Wakpala, which was better than other insurers.
The cheapest large national provider in Wakpala
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wakpala driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wakpala, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Wakpala
What Influences the Cost of Car Insurance in Wakpala?
On average, car insurance in Wakpala is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wakpala is 32 minutes, which is far more than average for a driver in the state.
- South Dakota state insurance regulations may require higher prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wakpala are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Wakpala is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wakpala is $41 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mobridge: Insurance costs 5.47% less
- Little Eagle: Insurance costs 0.56% more
- Glenham: Insurance costs 6.53% less
- McLaughlin: Insurance costs 0.28% less
- Liberty: Insurance costs 0.33% less
- Trail City: Insurance costs 0.67% less
- Sitka: Insurance costs 6.53% less
- Pollock: Insurance costs 4.97% less
- Glencross: Insurance costs 0.33% less
- Mound City: Insurance costs 5.08% less
Cities with Similar Populations
- Logtown: Insurance costs 29.74% more
- St. Leo: Insurance costs 14.45% less
- St. Joseph: Insurance costs 22.88% less
- Springfield: Insurance costs 38.67% less
- Springfield Center: Insurance costs 17.58% more
- Spring Hill: Insurance costs 19.42% less
- Smithfield: Insurance costs 19.81% less
- Slab City: Insurance costs 46.60% less
- Skerry: Insurance costs 16.18% more
- Ludlow: Insurance costs 50.61% less