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Get Cheap Car Insurance in Wakulla Beach, FL
We monitor insurance prices, helping the average driver in Wakulla Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Wakulla Beach
The chart below shows the cheapest car insurance company in Wakulla Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Wakulla Beach Insurer | Monthly Cost |
|---|---|
| Geico | $119 |
| State Farm | $126 |
| Gainsco | $164 |
| Bristol West | $164 |
Savings for Every Kind of Wakulla Beach Driver
Based on our extensive insurance data, we know the average Wakulla Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $727 per year by choosing the right vehicle insurance company. Some Wakulla Beach residents are paying out over $2,486 extra every year for auto insurance in Wakulla Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wakulla Beach, FL Savings / Yr. |
|---|---|
$727 |
|
$1,068 |
|
$821 |
|
$813 |
|
$2,583 |
|
$706 |
|
$1,029 |
Wakulla Beach Car Insurance vs. Florida
People living in Wakulla Beach pay an average of 5.90% less than the typical driver in the state. The average driver in Wakulla Beach can expect to pay about $2,270 per year, or $2,486 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Wakulla Beach for most people.
Car Insurance Prices by Wakulla Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Wakulla Beach?
The map shows insurance prices in and around Wakulla Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $151 per year within the city boundaries, with insurance premiums ranging from a high of $2,543 to a low of $2,392. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northwest parts of Wakulla Beach.Pick the Best Car Insurance Company for You in Wakulla Beach
The best car insurance provider for most drivers in Wakulla Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $727 over the average Wakulla Beach car insurance company.
The best car insurance provider for Wakulla Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,068 over the competition.
The best car insurance company for Wakulla Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for Wakulla Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $813 less each year.
The least expensive car insurance company for new and young drivers in Wakulla Beach
In Wakulla Beach, Geico costs young drivers $2,583 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wakulla Beach
Geico gave the largest car insurance discounts to married couples, averaging $706 saved each year compared to an average Wakulla Beach couple's premiums.
The cheapest car insurance in Wakulla Beach for drivers with bad credit
The best Wakulla Beach car insurance company for customer service
Allstate was the best company for customer service in Wakulla Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Wakulla Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wakulla Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wakulla Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Wakulla Beach
What Influences the Cost of Car Insurance in Wakulla Beach?
On average, car insurance in Wakulla Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wakulla Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Wakulla Beach is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wakulla Beach is $189 per month for minimum coverage and $207 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Medart: Insurance costs 3.30% less
- Shadeville: Insurance costs 3.14% less
- Crawfordville: Insurance costs 3.86% less
- St. Marks: Insurance costs 3.54% less
- Panacea Park: Insurance costs 6.76% less
- Wakulla: Insurance costs 4.67% less
- Sopchoppy: Insurance costs 7.16% less
- Newport: Insurance costs 3.90% less
- Curtis Mill: Insurance costs 6.60% less
- Nash: Insurance costs 2.98% more
Cities with Similar Populations
- Merry Oaks: Insurance costs 17.86% less
- Marrowbone: Insurance costs 14.04% less
- Martha: Insurance costs 8.77% less
- Martha: Insurance costs 34.03% less
- Marvin: Insurance costs 47.55% less
- Maryknoll: Insurance costs 27.92% less
- Mascot: Insurance costs 52.17% less
- May: Insurance costs 32.82% less
- Maysville: Insurance costs 26.11% less
- Maywood: Insurance costs 11.58% more