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Get Cheap Car Insurance in Wampsville, NY
We monitor insurance prices, helping the average driver in Wampsville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Wampsville
The chart below shows the cheapest car insurance company in Wampsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Wampsville Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $107 |
| Geico | $112 |
Savings for Every Kind of Wampsville Driver
Based on our extensive insurance data, we know the average Wampsville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $607 per year by choosing the right vehicle insurance company. Some Wampsville residents are paying out over $2,035 extra every year for auto insurance in Wampsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wampsville, NY Savings / Yr. |
|---|---|
$607 |
|
$387 |
|
$773 |
|
$782 |
|
$1,916 |
|
$641 |
|
$1,021 |
Wampsville Car Insurance vs. New York
People living in Wampsville pay an average of 16.08% less than the typical driver in the state. The average driver in Wampsville can expect to pay about $1,476 per year, or $2,035 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wampsville for most people.
Car Insurance Prices by Wampsville Neighborhood
Insurance Prices
Where is insurance cheapest within Wampsville?
The map shows insurance prices in and around Wampsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,035 to a low of $2,035. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Wampsville.Pick the Best Car Insurance Company for You in Wampsville
The best car insurance provider for most drivers in Wampsville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $607 over the average Wampsville car insurance company.
The best car insurance provider for Wampsville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $387 over the competition.
The best car insurance company for Wampsville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $773 better than other car insurance companies.
The best auto insurance for Wampsville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in Wampsville
In Wampsville, Progressive costs young drivers $1,916 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wampsville
Progressive gave the largest car insurance discounts to married couples, averaging $641 saved each year compared to an average Wampsville couple's premiums.
The cheapest car insurance in Wampsville for drivers with bad credit
The best Wampsville car insurance company for customer service
Nationwide was the best company for customer service in Wampsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Wampsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wampsville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wampsville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Wampsville
What Influences the Cost of Car Insurance in Wampsville?
On average, car insurance in Wampsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wampsville is 27 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wampsville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Wampsville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wampsville is $123 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Canastota: Insurance costs 3.73% more
- Oneida: Insurance costs 9.24% more
- Clockville: Insurance costs 8.01% more
- Oneida Castle: Insurance costs 4.32% more
- Sconondoa: Insurance costs 4.32% more
- Merrillsville: Insurance costs 5.80% more
- South Bay: Insurance costs 11.84% more
- Durhamville: Insurance costs 6.68% more
- Whitelaw: Insurance costs 9.24% more
- Sherrill: Insurance costs 2.90% more
Cities with Similar Populations
- Siler: Insurance costs 10.17% more
- Kensington: Insurance costs 25.36% less
- Kidron: Insurance costs 47.17% less
- Kill Buck: Insurance costs 6.78% more
- San Jose: Insurance costs 16.56% less
- Sanderson: Insurance costs 20.10% less
- Saratoga: Insurance costs 21.47% less
- Saunders Lake: Insurance costs 32.63% less
- Sawyer: Insurance costs 27.27% less
- Selden: Insurance costs 20.64% less