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Get Cheap Car Insurance in Ward, WV
We monitor insurance prices, helping the average driver in Ward save up to 34.4% on car insurance.
The Cheapest Minimum Coverage in Ward
The chart below shows the cheapest car insurance company in Ward for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Westfield, Safeco Insurance, and Erie Insurance.
| Ward Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Westfield | $49 |
| Safeco Insurance | $51 |
| Erie Insurance | $59 |
Savings for Every Kind of Ward Driver
Based on our extensive insurance data, we know the average Ward driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $310 per year by choosing the right vehicle insurance company. Some Ward residents are paying out over $1,511 extra every year for auto insurance in Ward. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ward, WV Savings / Yr. |
|---|---|
$310 |
|
$659 |
|
$488 |
|
$622 |
|
$1,751 |
|
$380 |
|
$435 |
Ward Car Insurance vs. West Virginia
People living in Ward pay an average of 0.75% less than the typical driver in the state. The average driver in Ward can expect to pay about $810 per year, or $1,511 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Ward for most people.
Car Insurance Prices by Ward Neighborhood
Insurance Prices
Where is insurance cheapest within Ward?
The map shows insurance prices in and around Ward, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $1,519 to a low of $1,506. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Ward.Pick the Best Car Insurance Company for You in Ward
The best car insurance provider for most drivers in Ward
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $310 over the average Ward car insurance company.
The best car insurance provider for Ward drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $659 over the competition.
The best car insurance company for Ward drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.
The best auto insurance for Ward drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $622 less each year.
The least expensive car insurance company for new and young drivers in Ward
In Ward, State Farm costs young drivers $1,751 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ward
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Ward couple's premiums.
The cheapest car insurance in Ward for drivers with bad credit
The best Ward car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ward
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ward driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ward, USAA has the best prices for drivers with speeding tickets, good drivers, young drivers, drivers with bad credit, drivers with a DUI conviction, drivers with accidents, and married couples.Auto Insurance Prices in and Around Ward
What Influences the Cost of Car Insurance in Ward?
On average, car insurance in Ward is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- West Virginia state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ward are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Ward is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Ward is $67 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mammoth: Insurance costs the same
- Hugheston: Insurance costs 0.53% less
- Pratt: Insurance costs 0.46% less
- London: Insurance costs 0.33% less
- Hansford: Insurance costs 0.46% less
- Cedar Grove: Insurance costs 1.39% more
- Handley: Insurance costs 0.46% less
- Glasgow: Insurance costs 0.60% less
- Cannelton: Insurance costs 0.07% less
- East Bank: Insurance costs 0.20% less
Cities with Similar Populations
- Shelburne: Insurance costs 20.52% less
- Marcella: Insurance costs 10.26% more
- Marcus: Insurance costs 14.23% more
- Maricopa Colony: Insurance costs 14.89% more
- Melrose: Insurance costs 10.79% more
- Sedalia: Insurance costs 22.50% less
- Seville: Insurance costs 5.69% less
- Shadyside: Insurance costs 102.71% more
- Shaniko: Insurance costs 5.29% less
- Shannon: Insurance costs 9.93% more