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Get Cheap Car Insurance in Wares Crossroads, VA
We monitor insurance prices, helping the average driver in Wares Crossroads save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Wares Crossroads
The chart below shows the cheapest car insurance company in Wares Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Wares Crossroads Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $53 |
| Safeco Insurance | $56 |
Savings for Every Kind of Wares Crossroads Driver
Based on our extensive insurance data, we know the average Wares Crossroads driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $461 per year by choosing the right vehicle insurance company. Some Wares Crossroads residents are paying out over $1,222 extra every year for auto insurance in Wares Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wares Crossroads, VA Savings / Yr. |
|---|---|
$461 |
|
$786 |
|
$673 |
|
$658 |
|
$1,076 |
|
$246 |
|
$443 |
Wares Crossroads Car Insurance vs. Virginia
People living in Wares Crossroads pay an average of 0.55% more than the typical driver in the state. The average driver in Wares Crossroads can expect to pay about $846 per year, or $1,222 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Wares Crossroads for most people.
Car Insurance Prices by Wares Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Wares Crossroads?
The map shows insurance prices in and around Wares Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $40 per year within the city boundaries, with insurance premiums ranging from a high of $1,229 to a low of $1,189. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Wares Crossroads.Pick the Best Car Insurance Company for You in Wares Crossroads
The best car insurance provider for most drivers in Wares Crossroads
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $461 over the average Wares Crossroads car insurance company.
The best car insurance provider for Wares Crossroads drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $786 over the competition.
The best car insurance company for Wares Crossroads drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $673 better than other car insurance companies.
The best auto insurance for Wares Crossroads drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $658 less each year.
The least expensive car insurance company for new and young drivers in Wares Crossroads
In Wares Crossroads, Erie Insurance costs young drivers $1,076 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wares Crossroads
Farm Bureau gave the largest car insurance discounts to married couples, averaging $246 saved each year compared to an average Wares Crossroads couple's premiums.
The cheapest car insurance in Wares Crossroads for drivers with bad credit
The best Wares Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Wares Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Wares Crossroads
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wares Crossroads driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wares Crossroads, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Wares Crossroads
What Influences the Cost of Car Insurance in Wares Crossroads?
On average, car insurance in Wares Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wares Crossroads is 37 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wares Crossroads are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Wares Crossroads has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wares Crossroads is $70 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mineral: Insurance costs 0.65% more
- Mount Garland: Insurance costs 1.31% more
- Thornhill: Insurance costs 0.74% less
- Ellisville: Insurance costs 0.49% less
- Plum Tree: Insurance costs 1.47% more
- Tatum: Insurance costs 3.03% more
- Blue Ridge Shores: Insurance costs 0.74% less
- Louisa: Insurance costs 1.15% more
- Bumpass: Insurance costs 0.98% more
- Yanceyville: Insurance costs 1.15% more
Cities with Similar Populations
- Kiona: Insurance costs 6.14% more
- Stilesville: Insurance costs 2.62% less
- Stewardson: Insurance costs 16.20% more
- Sterling: Insurance costs 71.03% more
- St. Meinrad: Insurance costs 4.99% less
- St. Mary: Insurance costs 69.23% more
- St. Jo: Insurance costs 45.01% more
- Laurel: Insurance costs 88.71% more
- Laphams Mills: Insurance costs 65.55% more
- Lakewood Village: Insurance costs 40.75% more