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Get Cheap Car Insurance in Washburn, TN
We monitor insurance prices, helping the average driver in Washburn save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Washburn
The chart below shows the cheapest car insurance company in Washburn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Washburn Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Geico | $58 |
| Farmers Insurance | $59 |
| Safeco Insurance | $59 |
Savings for Every Kind of Washburn Driver
Based on our extensive insurance data, we know the average Washburn driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $354 per year by choosing the right vehicle insurance company. Some Washburn residents are paying out over $1,388 extra every year for auto insurance in Washburn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Washburn, TN Savings / Yr. |
|---|---|
$354 |
|
$639 |
|
$472 |
|
$541 |
|
$1,392 |
|
$335 |
|
$580 |
Washburn Car Insurance vs. Tennessee
People living in Washburn pay an average of 0.68% more than the typical driver in the state. The average driver in Washburn can expect to pay about $874 per year, or $1,388 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Washburn for most people.
Car Insurance Prices by Washburn Neighborhood
Insurance Prices
Where is insurance cheapest within Washburn?
The map shows insurance prices in and around Washburn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,429 to a low of $1,376. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Washburn.Pick the Best Car Insurance Company for You in Washburn
The best car insurance provider for most drivers in Washburn
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $354 over the average Washburn car insurance company.
The best car insurance provider for Washburn drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for Washburn drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $472 better than other car insurance companies.
The best auto insurance for Washburn drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $541 less each year.
The least expensive car insurance company for new and young drivers in Washburn
In Washburn, State Farm costs young drivers $1,392 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Washburn
State Farm gave the largest car insurance discounts to married couples, averaging $335 saved each year compared to an average Washburn couple's premiums.
The cheapest car insurance in Washburn for drivers with bad credit
The best Washburn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Washburn
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Washburn driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Washburn, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Washburn
What Influences the Cost of Car Insurance in Washburn?
On average, car insurance in Washburn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Washburn is 39 minutes, which is a little more than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Washburn are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Washburn is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Washburn is $73 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Williams Springs: Insurance costs 0.29% more
- Pennington Chapel: Insurance costs 1.22% more
- Elm Springs: Insurance costs 3.39% less
- Powder Springs: Insurance costs 0.07% less
- Puncheon Camp: Insurance costs 0.50% less
- Sandlick: Insurance costs 0.86% less
- Rose Hill: Insurance costs 1.44% more
- Rutledge: Insurance costs 1.08% less
- Chittum: Insurance costs 0.22% more
- New Tazewell: Insurance costs 1.08% less
Cities with Similar Populations
- Marston: Insurance costs 4.61% less
- Pleasantville: Insurance costs 1.01% less
- Pine Bluffs: Insurance costs 12.61% more
- Pembine: Insurance costs 16.57% less
- Ogunquit: Insurance costs 32.28% less
- Oakwood: Insurance costs 23.85% less
- Noxapater: Insurance costs 19.16% more
- New Rockford: Insurance costs 4.25% more
- New Berlin: Insurance costs 9.44% less
- Minatare: Insurance costs 5.12% more