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Get Cheap Car Insurance in Waterville, MA
We monitor insurance prices, helping the average driver in Waterville save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in Waterville
The chart below shows the cheapest car insurance company in Waterville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| Waterville Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $38 |
| Geico | $41 |
| Midvale Home & Auto | $48 |
| Travelers | $61 |
Savings for Every Kind of Waterville Driver
Based on our extensive insurance data, we know the average Waterville driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $521 per year by choosing the right vehicle insurance company. Some Waterville residents are paying out over $1,523 extra every year for auto insurance in Waterville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waterville, MA Savings / Yr. |
|---|---|
$521 |
|
$775 |
|
$644 |
|
$855 |
|
$1,886 |
|
$0 |
|
$0 |
Waterville Car Insurance vs. Massachusetts
People living in Waterville pay an average of 1.92% less than the typical driver in the state. The average driver in Waterville can expect to pay about $654 per year, or $1,523 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Waterville for most people.
Car Insurance Prices by Waterville Neighborhood
Insurance Prices
Where is insurance cheapest within Waterville?
The map shows insurance prices in and around Waterville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,536 to a low of $1,495. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Waterville.Pick the Best Car Insurance Company for You in Waterville
The best car insurance provider for most drivers in Waterville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $521 over the average Waterville car insurance company.
The best car insurance provider for Waterville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $775 over the competition.
The best car insurance company for Waterville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $644 better than other car insurance companies.
The best auto insurance for Waterville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $855 less each year.
The least expensive car insurance company for new and young drivers in Waterville
In Waterville, State Farm costs young drivers $1,886 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waterville
The cheapest car insurance in Waterville for drivers with bad credit
The best Waterville car insurance company for customer service
Nationwide was the best company for customer service in Waterville according to the NAIC.
Recent price drops
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The cheapest large national provider in Waterville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Waterville driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waterville, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Waterville
What Influences the Cost of Car Insurance in Waterville?
On average, car insurance in Waterville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Waterville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waterville is $55 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Winchendon: Insurance costs 0.79% more
- Baldwinville: Insurance costs 0.79% less
- Royalston: Insurance costs 1.77% less
- Phillipston Four Corners: Insurance costs 0.59% less
- North Ashburnham: Insurance costs 1.12% less
- Fitzwilliam Depot: Insurance costs 21.80% less
- West Rindge: Insurance costs 20.16% less
- Rindge: Insurance costs 20.75% less
- Fitzwilliam: Insurance costs 21.41% less
- Lane Village: Insurance costs 1.77% less
Cities with Similar Populations
- San Antonito: Insurance costs 3.28% less
- Little Bow: Insurance costs 62.51% more
- Little City: Insurance costs 7.62% more
- Little Machias: Insurance costs 37.29% less
- Little Sandusky: Insurance costs 30.93% less
- Lockertsville: Insurance costs 10.31% less
- Lockney: Insurance costs 1.58% less
- Locust Hill: Insurance costs 37.75% more
- Locust: Insurance costs 19.83% less
- Loudenville: Insurance costs 0.98% more