Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Waverly Mills, SC
We monitor insurance prices, helping the average driver in Waverly Mills save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Waverly Mills
The chart below shows the cheapest car insurance company in Waverly Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Waverly Mills Insurer | Monthly Cost |
|---|---|
| Geico | $58 |
| State Farm | $66 |
| Auto-Owners Insurance | $66 |
| Safeco Insurance | $72 |
Savings for Every Kind of Waverly Mills Driver
Based on our extensive insurance data, we know the average Waverly Mills driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some Waverly Mills residents are paying out over $1,645 extra every year for auto insurance in Waverly Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waverly Mills, SC Savings / Yr. |
|---|---|
$360 |
|
$647 |
|
$547 |
|
$681 |
|
$1,332 |
|
$305 |
|
$396 |
Waverly Mills Car Insurance vs. South Carolina
People living in Waverly Mills pay an average of 0.97% more than the typical driver in the state. The average driver in Waverly Mills can expect to pay about $967 per year, or $1,645 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Waverly Mills for most people.
Car Insurance Prices by Waverly Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Waverly Mills?
The map shows insurance prices in and around Waverly Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $148 per year within the city boundaries, with insurance premiums ranging from a high of $1,758 to a low of $1,610. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Waverly Mills.Pick the Best Car Insurance Company for You in Waverly Mills
The best car insurance provider for most drivers in Waverly Mills
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $360 over the average Waverly Mills car insurance company.
The best car insurance provider for Waverly Mills drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $647 over the competition.
The best car insurance company for Waverly Mills drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $547 better than other car insurance companies.
The best auto insurance for Waverly Mills drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in Waverly Mills
In Waverly Mills, Geico costs young drivers $1,332 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waverly Mills
Geico gave the largest car insurance discounts to married couples, averaging $305 saved each year compared to an average Waverly Mills couple's premiums.
The cheapest car insurance in Waverly Mills for drivers with bad credit
The best Waverly Mills car insurance company for customer service
Nationwide was the best company for customer service in Waverly Mills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Waverly Mills, which was better than other insurers.
The cheapest large national provider in Waverly Mills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Waverly Mills driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waverly Mills, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Waverly Mills
What Influences the Cost of Car Insurance in Waverly Mills?
On average, car insurance in Waverly Mills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waverly Mills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Waverly Mills has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waverly Mills is $81 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pawleys Island: Insurance costs 2.37% less
- North Litchfield Beach: Insurance costs 3.16% less
- Plantersville: Insurance costs 4.74% more
- Kensington: Insurance costs 4.62% more
- Murrells Inlet: Insurance costs 4.80% less
- Georgetown: Insurance costs 5.35% more
- Oatland: Insurance costs 5.41% more
- Garden City: Insurance costs 4.01% less
- Dunbar: Insurance costs 6.02% more
- Simmonsville: Insurance costs 2.31% more
Cities with Similar Populations
- Holbrook: Insurance costs 15.26% less
- Huxford: Insurance costs 10.94% less
- Hurley: Insurance costs 8.57% more
- Hulington: Insurance costs 29.54% less
- Hovland: Insurance costs 1.76% less
- Hosston: Insurance costs 67.66% more
- Horton: Insurance costs 16.29% less
- Horn Hill: Insurance costs 12.34% less
- Holum: Insurance costs 78.18% more
- Holman: Insurance costs 2.19% less