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Get Cheap Car Insurance in Waynesboro, PA
We monitor insurance prices, helping the average driver in Waynesboro save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Waynesboro
The chart below shows the cheapest car insurance company in Waynesboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Waynesboro Insurer | Monthly Cost |
|---|---|
| Kemper | $47 |
| Metromile | $47 |
| Travelers | $48 |
| State Farm | $50 |
Savings for Every Kind of Waynesboro Driver
Based on our extensive insurance data, we know the average Waynesboro driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Waynesboro residents are paying out over $1,273 extra every year for auto insurance in Waynesboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waynesboro, PA Savings / Yr. |
|---|---|
$357 |
|
$632 |
|
$483 |
|
$576 |
|
$1,475 |
|
$255 |
|
$456 |
Waynesboro Car Insurance vs. Pennsylvania
People living in Waynesboro pay an average of 10.73% less than the typical driver in the state. The average driver in Waynesboro can expect to pay about $789 per year, or $1,273 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Waynesboro for most people.
Car Insurance Prices by Waynesboro Neighborhood
Insurance Prices
Where is insurance cheapest within Waynesboro?
The map shows insurance prices in and around Waynesboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $1,355 to a low of $1,231. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Waynesboro.Pick the Best Car Insurance Company for You in Waynesboro
The best car insurance provider for most drivers in Waynesboro
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $357 over the average Waynesboro car insurance company.
The best car insurance provider for Waynesboro drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $632 over the competition.
The best car insurance company for Waynesboro drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $483 better than other car insurance companies.
The best auto insurance for Waynesboro drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $576 less each year.
The least expensive car insurance company for new and young drivers in Waynesboro
In Waynesboro, Travelers costs young drivers $1,475 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waynesboro
State Farm gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Waynesboro couple's premiums.
The cheapest car insurance in Waynesboro for drivers with bad credit
The best Waynesboro car insurance company for customer service
Nationwide was the best company for customer service in Waynesboro according to the NAIC.
Recent price drops
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The cheapest large national provider in Waynesboro
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Waynesboro driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waynesboro, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Waynesboro
What Influences the Cost of Car Insurance in Waynesboro?
On average, car insurance in Waynesboro is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waynesboro is 31 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waynesboro are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Waynesboro is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waynesboro is $66 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Quincy: Insurance costs 2.28% less
- Polktown: Insurance costs 0.55% more
- Glen Forney: Insurance costs 1.26% more
- Ringgold: Insurance costs 34.01% more
- Blue Ridge Summit: Insurance costs 1.41% more
- Cascade: Insurance costs 34.56% more
- Mont Alto: Insurance costs 3.06% less
- Shady Grove: Insurance costs 1.41% less
- South Mountain: Insurance costs 4.56% more
- Smithsburg: Insurance costs 36.06% more
Cities with Similar Populations
- Franklin: Insurance costs 5.34% less
- Takoma Park: Insurance costs 77.53% more
- Shelbyville: Insurance costs 66.14% more
- Royersford: Insurance costs 9.98% more
- Rosharon: Insurance costs 39.28% more
- Marquette: Insurance costs 113.90% more
- Highland Park: Insurance costs 21.29% more
- Graham: Insurance costs 1.57% less
- Garden City: Insurance costs 140.85% more
- Fremont: Insurance costs 14.38% less