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Get Cheap Car Insurance in Waynesburg, KY
We monitor insurance prices, helping the average driver in Waynesburg save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Waynesburg
The chart below shows the cheapest car insurance company in Waynesburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Waynesburg Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $89 |
| Geico | $96 |
Savings for Every Kind of Waynesburg Driver
Based on our extensive insurance data, we know the average Waynesburg driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $541 per year by choosing the right vehicle insurance company. Some Waynesburg residents are paying out over $2,143 extra every year for auto insurance in Waynesburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Waynesburg, KY Savings / Yr. |
|---|---|
$541 |
|
$888 |
|
$874 |
|
$884 |
|
$1,750 |
|
$586 |
|
$938 |
Waynesburg Car Insurance vs. Kentucky
People living in Waynesburg pay an average of 0.44% more than the typical driver in the state. The average driver in Waynesburg can expect to pay about $1,104 per year, or $2,143 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Waynesburg for most people.
Car Insurance Prices by Waynesburg Neighborhood
Insurance Prices
Where is insurance cheapest within Waynesburg?
The map shows insurance prices in and around Waynesburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the city boundaries, with insurance premiums ranging from a high of $2,274 to a low of $2,042. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Waynesburg.Pick the Best Car Insurance Company for You in Waynesburg
The best car insurance provider for most drivers in Waynesburg
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $541 over the average Waynesburg car insurance company.
The best car insurance provider for Waynesburg drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $888 over the competition.
The best car insurance company for Waynesburg drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $874 better than other car insurance companies.
The best auto insurance for Waynesburg drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $884 less each year.
The least expensive car insurance company for new and young drivers in Waynesburg
In Waynesburg, State Farm costs young drivers $1,750 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Waynesburg
State Farm gave the largest car insurance discounts to married couples, averaging $586 saved each year compared to an average Waynesburg couple's premiums.
The cheapest car insurance in Waynesburg for drivers with bad credit
The best Waynesburg car insurance company for customer service
Nationwide was the best company for customer service in Waynesburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Waynesburg
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Waynesburg driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Waynesburg, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Waynesburg
What Influences the Cost of Car Insurance in Waynesburg?
On average, car insurance in Waynesburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Waynesburg is 40 minutes, which is a little more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Waynesburg are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Waynesburg is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Waynesburg is $92 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kings Mountain: Insurance costs 2.05% more
- Goochtown: Insurance costs 1.77% more
- Broughtentown: Insurance costs 1.96% more
- Ottenheim: Insurance costs 1.03% more
- Jumbo: Insurance costs 1.82% more
- McKinney: Insurance costs 3.64% more
- Eubank: Insurance costs 0.98% less
- Floyd: Insurance costs 0.14% more
- Maywood: Insurance costs 2.01% less
- Turnersville: Insurance costs 2.61% less
Cities with Similar Populations
- Sharpsburg: Insurance costs 32.90% less
- Sherburne: Insurance costs 1.59% less
- Sherborn: Insurance costs 28.79% less
- Tappahannock: Insurance costs 42.37% less
- Shenandoah: Insurance costs 20.44% less
- Taylor: Insurance costs 33.46% less
- Taylor: Insurance costs 19.46% less
- Shelby: Insurance costs 27.25% less
- Shelburne Falls: Insurance costs 30.52% less
- Sheffield: Insurance costs 49.37% less