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Get Cheap Car Insurance in West Lewistown, MT
We monitor insurance prices, helping the average driver in West Lewistown save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in West Lewistown
The chart below shows the cheapest car insurance company in West Lewistown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| West Lewistown Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $52 |
Savings for Every Kind of West Lewistown Driver
Based on our extensive insurance data, we know the average West Lewistown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $397 per year by choosing the right vehicle insurance company. Some West Lewistown residents are paying out over $1,588 extra every year for auto insurance in West Lewistown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Lewistown, MT Savings / Yr. |
|---|---|
$397 |
|
$708 |
|
$566 |
|
$828 |
|
$1,804 |
|
$0 |
|
$698 |
West Lewistown Car Insurance vs. Montana
People living in West Lewistown pay an average of 1.97% less than the typical driver in the state. The average driver in West Lewistown can expect to pay about $756 per year, or $1,588 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in West Lewistown for most people.
Car Insurance Prices by West Lewistown Neighborhood
Insurance Prices
Where is insurance cheapest within West Lewistown?
The map shows insurance prices in and around West Lewistown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $1,596 to a low of $1,573. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of West Lewistown.Pick the Best Car Insurance Company for You in West Lewistown
The best car insurance provider for most drivers in West Lewistown
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $397 over the average West Lewistown car insurance company.
The best car insurance provider for West Lewistown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $708 over the competition.
The best car insurance company for West Lewistown drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $566 better than other car insurance companies.
The best auto insurance for West Lewistown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $828 less each year.
The least expensive car insurance company for new and young drivers in West Lewistown
In West Lewistown, State Farm costs young drivers $1,804 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Lewistown
The cheapest car insurance in West Lewistown for drivers with bad credit
The best West Lewistown car insurance company for customer service
Nationwide was the best company for customer service in West Lewistown according to the NAIC.
Recent price drops
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The cheapest large national provider in West Lewistown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average West Lewistown driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Lewistown, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around West Lewistown
What Influences the Cost of Car Insurance in West Lewistown?
On average, car insurance in West Lewistown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in West Lewistown is 24 minutes, which is a little less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- West Lewistown is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West Lewistown is $63 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lewistown: Insurance costs 0.50% less
- Maiden: Insurance costs 0.44% less
- Garneill: Insurance costs 0.82% less
- Ross Fork: Insurance costs 0.19% less
- Heath: Insurance costs 0.88% less
- Kolin: Insurance costs 0.50% more
- Moore: Insurance costs 0.88% less
- Christina: Insurance costs 0.57% more
- Giltedge: Insurance costs 0.63% more
- Moccasin: Insurance costs 1.39% more
Cities with Similar Populations
- Wheatland: Insurance costs 7.24% less
- Jenson: Insurance costs 4.16% more
- Wilhoit: Insurance costs 7.62% more
- Wideman: Insurance costs 7.18% more
- Whitney: Insurance costs 74.69% more
- Judith Gap: Insurance costs 1.07% more
- Kaisertown: Insurance costs 49.37% more
- Kangley: Insurance costs 9.13% less
- Whippoorwill: Insurance costs 30.04% more
- Whick: Insurance costs 49.31% more