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Get Cheap Car Insurance in West Odessa, TX
We monitor insurance prices, helping the average driver in West Odessa save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in West Odessa
The chart below shows the cheapest car insurance company in West Odessa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| West Odessa Insurer | Monthly Cost |
|---|---|
| Clearcover | $45 |
| Mile Auto | $58 |
| Progressive | $60 |
| State Farm | $65 |
Savings for Every Kind of West Odessa Driver
Based on our extensive insurance data, we know the average West Odessa driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $355 per year by choosing the right vehicle insurance company. Some West Odessa residents are paying out over $1,727 extra every year for auto insurance in West Odessa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Odessa, TX Savings / Yr. |
|---|---|
$355 |
|
$813 |
|
$717 |
|
$821 |
|
$1,250 |
|
$472 |
|
$516 |
West Odessa Car Insurance vs. Texas
People living in West Odessa pay an average of 11.62% less than the typical driver in the state. The average driver in West Odessa can expect to pay about $1,029 per year, or $1,727 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in West Odessa for most people.
Car Insurance Prices by West Odessa Neighborhood
Insurance Prices
Where is insurance cheapest within West Odessa?
The map shows insurance prices in and around West Odessa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $195 per year within the city boundaries, with insurance premiums ranging from a high of $1,848 to a low of $1,653. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of West Odessa.Pick the Best Car Insurance Company for You in West Odessa
The best car insurance provider for most drivers in West Odessa
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $355 over the average West Odessa car insurance company.
The best car insurance provider for West Odessa drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $813 over the competition.
The best car insurance company for West Odessa drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $717 better than other car insurance companies.
The best auto insurance for West Odessa drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $821 less each year.
The least expensive car insurance company for new and young drivers in West Odessa
In West Odessa, State Farm costs young drivers $1,250 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Odessa
State Farm gave the largest car insurance discounts to married couples, averaging $472 saved each year compared to an average West Odessa couple's premiums.
The cheapest car insurance in West Odessa for drivers with bad credit
The best West Odessa car insurance company for customer service
Nationwide was the best company for customer service in West Odessa according to the NAIC.
Recent price drops
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The cheapest large national provider in West Odessa
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average West Odessa driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Odessa, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around West Odessa
What Influences the Cost of Car Insurance in West Odessa?
On average, car insurance in West Odessa is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Odessa are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- West Odessa is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West Odessa is $86 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Goldsmith: Insurance costs 2.84% less
- Odessa: Insurance costs 2.49% more
- Gardendale: Insurance costs 5.04% less
- Notrees: Insurance costs 4.69% less
- Kermit: Insurance costs 3.36% more
- Wink: Insurance costs 4.86% less
- Garden City: Insurance costs 3.24% less
- Mentone: Insurance costs 0.69% more
- Red Bluff: Insurance costs 0.17% less
- Sterling City: Insurance costs 5.10% less
Cities with Similar Populations
- Pasadena: Insurance costs 5.79% more
- San Carlos: Insurance costs 16.27% more
- Ruskin: Insurance costs 59.76% more
- Roseburg: Insurance costs 18.82% less
- Romulus: Insurance costs 89.64% more
- Rockford: Insurance costs 57.44% more
- Rochester: Insurance costs 27.97% less
- Reisterstown: Insurance costs 20.15% more
- Pullman: Insurance costs 20.61% less
- Pueblo West: Insurance costs 10.54% more