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Get Cheap Car Insurance in West Pleasant View, CO

We monitor insurance prices, helping the average driver in West Pleasant View save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in West Pleasant View

The chart below shows the cheapest car insurance company in West Pleasant View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.

 
West Pleasant View Insurer Monthly Cost
State Farm $66
Bristol West $78
Safeco Insurance $79
Geico $82

Savings for Every Kind of West Pleasant View Driver

The table shows how much the average auto insurance customer in West Pleasant View might save by following our recommendations.

Based on our extensive insurance data, we know the average West Pleasant View driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $415 per year by choosing the right vehicle insurance company. Some West Pleasant View residents are paying out over $1,936 extra every year for auto insurance in West Pleasant View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
West Pleasant View, CO Savings / Yr.
Drivers with good records
$415
Drivers with accidents
$740
Drivers with speeding tickets
$595
Drivers with a DUI conviction
$636
Young drivers
$1,883
Married drivers
$499
Drivers with bad credit
$730

West Pleasant View Car Insurance vs. Colorado

People living in West Pleasant View pay an average of 2.45% more than the typical driver in the state. The average driver in West Pleasant View can expect to pay about $1,131 per year, or $1,936 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in West Pleasant View for most people.

Car Insurance Prices by West Pleasant View Neighborhood

West Pleasant View, CO map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within West Pleasant View?

The map shows insurance prices in and around West Pleasant View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $2,046 to a low of $1,875. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of West Pleasant View.

Pick the Best Car Insurance Company for You in West Pleasant View

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the West Pleasant View insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in West Pleasant View

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $415 over the average West Pleasant View car insurance company.

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We use the average good driver, paying $127 per month, as our baseline for pricing in West Pleasant View. Geico, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for West Pleasant View drivers with accidents on their records

In West Pleasant View getting into an accident will raise premiums an average 34% for a yearly cost of $2,920. That's $984 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Bristol West are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.

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The best car insurance company for West Pleasant View drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $595 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In West Pleasant View, tickets raise premiums on new quotes about $662. If you have a speeding ticket, we recommend State Farm, Geico, and Bristol West for savings that beat the average insurance cost of $2,598 per year.

The best auto insurance for West Pleasant View drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,050 per year in auto insurance premiums, which was $1,114 more than a driver with no major issues. State Farm, Travelers, and Bristol West penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $636 less each year.

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The least expensive car insurance company for new and young drivers in West Pleasant View

In West Pleasant View, State Farm costs young drivers $1,883 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in West Pleasant View. With an average cost of $6,265 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in West Pleasant View

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $124. State Farm, Geico, and Progressive provided the largest discounts to couples living in West Pleasant View.

State Farm gave the largest car insurance discounts to married couples, averaging $499 saved each year compared to an average West Pleasant View couple's premiums.

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The cheapest car insurance in West Pleasant View for drivers with bad credit

People with poor credit saved an average of $730 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,104 every year. Premiums for people with poor credit were about $3,041 in West Pleasant View. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bristol West.

The best West Pleasant View car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In West Pleasant View, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in West Pleasant View.

Nationwide was the best company for customer service in West Pleasant View according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in West Pleasant View, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in West Pleasant View. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in West Pleasant View

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 49% of West Pleasant View residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average West Pleasant View driver can expect to pay about $128 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Pleasant View, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.
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Auto Insurance Prices in and Around West Pleasant View

What Influences the Cost of Car Insurance in West Pleasant View?

On average, car insurance in West Pleasant View is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in West Pleasant View is 29 minutes, which is a little less than average for a driver in the state.
  • Colorado state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in West Pleasant View are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • West Pleasant View is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in West Pleasant View is $94 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average West Pleasant View driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central West Pleasant View with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.