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Get Cheap Car Insurance in West University Place, TX
We monitor insurance prices, helping the average driver in West University Place save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in West University Place
The chart below shows the cheapest car insurance company in West University Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| West University Place Insurer | Monthly Cost |
|---|---|
| Clearcover | $46 |
| Mile Auto | $61 |
| Progressive | $62 |
| State Farm | $67 |
Savings for Every Kind of West University Place Driver
Based on our extensive insurance data, we know the average West University Place driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $368 per year by choosing the right vehicle insurance company. Some West University Place residents are paying out over $1,791 extra every year for auto insurance in West University Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West University Place, TX Savings / Yr. |
|---|---|
$368 |
|
$843 |
|
$743 |
|
$852 |
|
$1,296 |
|
$489 |
|
$535 |
West University Place Car Insurance vs. Texas
People living in West University Place pay an average of 8.34% less than the typical driver in the state. The average driver in West University Place can expect to pay about $1,067 per year, or $1,791 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in West University Place for most people.
Car Insurance Prices by West University Place Neighborhood
Insurance Prices
Where is insurance cheapest within West University Place?
The map shows insurance prices in and around West University Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $227 per year within the city boundaries, with insurance premiums ranging from a high of $1,911 to a low of $1,684. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of West University Place.Pick the Best Car Insurance Company for You in West University Place
The best car insurance provider for most drivers in West University Place
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $368 over the average West University Place car insurance company.
The best car insurance provider for West University Place drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $843 over the competition.
The best car insurance company for West University Place drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $743 better than other car insurance companies.
The best auto insurance for West University Place drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $852 less each year.
The least expensive car insurance company for new and young drivers in West University Place
In West University Place, State Farm costs young drivers $1,296 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West University Place
State Farm gave the largest car insurance discounts to married couples, averaging $489 saved each year compared to an average West University Place couple's premiums.
The cheapest car insurance in West University Place for drivers with bad credit
The best West University Place car insurance company for customer service
Nationwide was the best company for customer service in West University Place according to the NAIC.
Recent price drops
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The cheapest large national provider in West University Place
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average West University Place driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West University Place, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around West University Place
What Influences the Cost of Car Insurance in West University Place?
On average, car insurance in West University Place is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in West University Place is 24 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West University Place are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- West University Place is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West University Place is $89 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Southside Place: Insurance costs 4.30% more
- Bellaire: Insurance costs 4.30% more
- Houston: Insurance costs 5.70% more
- Hunters Creek Village: Insurance costs 1.90% more
- Piney Point Village: Insurance costs 7.48% more
- Hilshire Village: Insurance costs 2.23% more
- Spring Valley: Insurance costs 0.73% more
- Hedwig Village: Insurance costs 6.09% more
- Bunker Hill Village: Insurance costs 2.57% more
- Spring Valley Village: Insurance costs 10.11% more
Cities with Similar Populations
- Union City: Insurance costs 24.01% less
- Benson: Insurance costs 29.15% less
- Benton: Insurance costs 14.07% more
- Berea: Insurance costs 1.51% less
- Berkley: Insurance costs 66.78% more
- Blytheville: Insurance costs 1.34% less
- Buckley: Insurance costs 16.86% less
- Vandalia: Insurance costs 39.98% less
- Valley: Insurance costs 10.61% less
- Urbana: Insurance costs 38.86% less