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Get Cheap Car Insurance in Wheeling, MO
We monitor insurance prices, helping the average driver in Wheeling save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Wheeling
The chart below shows the cheapest car insurance company in Wheeling for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Wheeling Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Travelers | $66 |
| Safeco Insurance | $67 |
| Clearcover | $72 |
Savings for Every Kind of Wheeling Driver
Based on our extensive insurance data, we know the average Wheeling driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $468 per year by choosing the right vehicle insurance company. Some Wheeling residents are paying out over $1,734 extra every year for auto insurance in Wheeling. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wheeling, MO Savings / Yr. |
|---|---|
$468 |
|
$653 |
|
$597 |
|
$668 |
|
$1,409 |
|
$364 |
|
$558 |
Wheeling Car Insurance vs. Missouri
People living in Wheeling pay an average of 3.73% less than the typical driver in the state. The average driver in Wheeling can expect to pay about $1,068 per year, or $1,734 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Wheeling for most people.
Car Insurance Prices by Wheeling Neighborhood
Insurance Prices
Where is insurance cheapest within Wheeling?
The map shows insurance prices in and around Wheeling, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $1,758 to a low of $1,730. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Wheeling.Pick the Best Car Insurance Company for You in Wheeling
The best car insurance provider for most drivers in Wheeling
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $468 over the average Wheeling car insurance company.
The best car insurance provider for Wheeling drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $653 over the competition.
The best car insurance company for Wheeling drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $597 better than other car insurance companies.
The best auto insurance for Wheeling drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $668 less each year.
The least expensive car insurance company for new and young drivers in Wheeling
In Wheeling, Travelers costs young drivers $1,409 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wheeling
State Farm gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Wheeling couple's premiums.
The cheapest car insurance in Wheeling for drivers with bad credit
The best Wheeling car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wheeling
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wheeling driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wheeling, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Wheeling
What Influences the Cost of Car Insurance in Wheeling?
On average, car insurance in Wheeling is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wheeling is 26 minutes, which is far less than average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wheeling are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Wheeling is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wheeling is $89 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Meadville: Insurance costs 0.46% more
- Sturges: Insurance costs 0.23% less
- Chula: Insurance costs the same
- Chillicothe: Insurance costs 0.52% more
- Linneus: Insurance costs 1.33% more
- Avalon: Insurance costs 1.56% more
- Laclede: Insurance costs 1.15% less
- Farmersville: Insurance costs 0.81% more
- Utica: Insurance costs 1.79% more
- Laredo: Insurance costs 1.50% more
Cities with Similar Populations
- Tennessee: Insurance costs 17.30% less
- Gambell: Insurance costs 21.16% less
- Genoa: Insurance costs 4.67% less
- Georges Tavern: Insurance costs 27.68% less
- Germfask: Insurance costs 55.36% more
- Glancy: Insurance costs 0.35% less
- Sulphur Springs: Insurance costs 32.30% less
- Summerfield: Insurance costs 7.38% more
- Sunday Lake: Insurance costs 16.09% less
- Sylvan Grove: Insurance costs 11.19% less