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Get Cheap Car Insurance in Whitehaven, MD
We monitor insurance prices, helping the average driver in Whitehaven save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Whitehaven
The chart below shows the cheapest car insurance company in Whitehaven for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Whitehaven Insurer | Monthly Cost |
|---|---|
| State Farm | $82 |
| Erie Insurance | $83 |
| Travelers | $95 |
| Safeco Insurance | $99 |
Savings for Every Kind of Whitehaven Driver
Based on our extensive insurance data, we know the average Whitehaven driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $330 per year by choosing the right vehicle insurance company. Some Whitehaven residents are paying out over $1,773 extra every year for auto insurance in Whitehaven. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Whitehaven, MD Savings / Yr. |
|---|---|
$330 |
|
$310 |
|
$361 |
|
$582 |
|
$1,119 |
|
$200 |
|
$782 |
Whitehaven Car Insurance vs. Maryland
People living in Whitehaven pay an average of 4.31% less than the typical driver in the state. The average driver in Whitehaven can expect to pay about $1,209 per year, or $1,773 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Whitehaven for most people.
Car Insurance Prices by Whitehaven Neighborhood
Insurance Prices
Where is insurance cheapest within Whitehaven?
The map shows insurance prices in and around Whitehaven, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,773 to a low of $1,773. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Whitehaven.Pick the Best Car Insurance Company for You in Whitehaven
The best car insurance provider for most drivers in Whitehaven
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $330 over the average Whitehaven car insurance company.
The best car insurance provider for Whitehaven drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $310 over the competition.
The best car insurance company for Whitehaven drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $361 better than other car insurance companies.
The best auto insurance for Whitehaven drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $582 less each year.
The least expensive car insurance company for new and young drivers in Whitehaven
In Whitehaven, Erie Insurance costs young drivers $1,119 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Whitehaven
State Farm gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Whitehaven couple's premiums.
The cheapest car insurance in Whitehaven for drivers with bad credit
The best Whitehaven car insurance company for customer service
Nationwide was the best company for customer service in Whitehaven according to the NAIC.
Recent price drops
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The cheapest large national provider in Whitehaven
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Whitehaven driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Whitehaven, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Whitehaven
What Influences the Cost of Car Insurance in Whitehaven?
On average, car insurance in Whitehaven is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Whitehaven is 33 minutes, which is far less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Whitehaven are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Whitehaven is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Whitehaven is $101 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Vernon: Insurance costs 0.34% more
- Tyaskin: Insurance costs 0.17% more
- Quantico: Insurance costs 0.56% less
- Bivalve: Insurance costs 0.34% more
- Allen: Insurance costs 1.02% less
- Jesterville: Insurance costs 0.34% more
- Wetipquin: Insurance costs 0.06% less
- Monie: Insurance costs the same
- Nanticoke: Insurance costs 0.34% more
- Waterview: Insurance costs 0.34% more
Cities with Similar Populations
- Gaddy: Insurance costs 3.67% less
- Toria: Insurance costs 17.37% more
- Tolstoy: Insurance costs 6.82% less
- Toddtown: Insurance costs 14.04% less
- Tiny: Insurance costs 27.02% less
- Gibbs City: Insurance costs 66.33% more
- Garland City: Insurance costs 6.54% less
- Garfield Center: Insurance costs 13.42% less
- Gardner: Insurance costs 65.03% more
- Gardenville: Insurance costs 22.11% less