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Get Cheap Car Insurance in Whitfield County, GA

We monitor insurance prices, helping the average driver in Whitfield County save up to 33.4% on car insurance.

 

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The Cheapest Minimum Coverage in Whitfield County

The chart below shows the cheapest car insurance company in Whitfield County for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.

 
Whitfield County Insurer Monthly Cost
Travelers $77
Farm Bureau $79
State Farm $87
Progressive $94

Savings for Every Kind of Whitfield County Driver

The table shows how much the average auto insurance customer in Whitfield County might save by following our recommendations.

Based on our extensive insurance data, we know the average Whitfield County driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $365 per year by choosing the right vehicle insurance company. Some Whitfield County residents are paying out over $1,759 extra every year for auto insurance in Whitfield County. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Whitfield County, GA Savings / Yr.
Drivers with good records
$365
Drivers with accidents
$779
Drivers with speeding tickets
$537
Drivers with a DUI conviction
$735
Young drivers
$2,141
Married drivers
$177
Drivers with bad credit
$756

Whitfield County Car Insurance vs. Georgia

People living in Whitfield County pay an average of 0.69% less than the typical driver in the state. The average driver in Whitfield County can expect to pay about $1,170 per year, or $1,759 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Whitfield County for most people.

Car Insurance Prices by Whitfield County Neighborhood

Whitfield County, GA map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Whitfield County?

The map shows insurance prices in and around Whitfield County, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $316 per year within the county boundaries, with insurance premiums ranging from a high of $1,957 to a low of $1,641. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Whitfield County.

Pick the Best Car Insurance Company for You in Whitfield County

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Whitfield County insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Whitfield County

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $365 over the average Whitfield County car insurance company.

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We use the average good driver, paying $116 per month, as our baseline for pricing in Whitfield County. Travelers, Auto-Owners Insurance, and Farm Bureau are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Whitfield County drivers with accidents on their records

In Whitfield County getting into an accident will raise premiums an average 34% for a yearly cost of $2,657. That's $898 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Farm Bureau, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $779 over the competition.

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The best car insurance company for Whitfield County drivers with speeding tickets

>Travelers gave the average person with a speeding ticket the most savings, averaging $537 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Whitfield County, tickets raise premiums on new quotes about $488. If you have a speeding ticket, we recommend Geico, Travelers, and Farm Bureau for savings that beat the average insurance cost of $2,246 per year.

The best auto insurance for Whitfield County drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,077 per year in auto insurance premiums, which was $1,318 more than a driver with no major issues. State Farm, Travelers, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Travelers may cost the average person with a DUI about $735 less each year.

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The least expensive car insurance company for new and young drivers in Whitfield County

In Whitfield County, Auto-Owners Insurance costs young drivers $2,141 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Whitfield County. With an average cost of $6,408 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Auto-Owners Insurance, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Whitfield County

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $145. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Whitfield County.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $177 saved each year compared to an average Whitfield County couple's premiums.

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The cheapest car insurance in Whitfield County for drivers with bad credit

People with poor credit saved an average of $756 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $755 every year. Premiums for people with poor credit were about $2,514 in Whitfield County. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Farm Bureau.

The best Whitfield County car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Whitfield County, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Whitfield County.

Nationwide was the best company for customer service in Whitfield County according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Whitfield County, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Whitfield County. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Whitfield County

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 35% of Whitfield County residents who are renting, and don't plan to be in the county or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Whitfield County driver can expect to pay about $117 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Whitfield County, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Whitfield County

What Influences the Cost of Car Insurance in Whitfield County?

On average, car insurance in Whitfield County is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:

  • The average commute time in Whitfield County is 25 minutes, which is far less than average for a driver in the state.
  • Georgia state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Whitfield County are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Whitfield County is one of the least populated areas in the state. The county’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Whitfield County is $97 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Counties

Counties with Similar Populations

* Who is the average Whitfield County driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Whitfield County with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.