Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Whiting, IA
We monitor insurance prices, helping the average driver in Whiting save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Whiting
The chart below shows the cheapest car insurance company in Whiting for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Whiting Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $31 |
Savings for Every Kind of Whiting Driver
Based on our extensive insurance data, we know the average Whiting driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $270 per year by choosing the right vehicle insurance company. Some Whiting residents are paying out over $1,237 extra every year for auto insurance in Whiting. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Whiting, IA Savings / Yr. |
|---|---|
$270 |
|
$376 |
|
$321 |
|
$432 |
|
$1,131 |
|
$373 |
|
$571 |
Whiting Car Insurance vs. Iowa
People living in Whiting pay an average of 0.92% less than the typical driver in the state. The average driver in Whiting can expect to pay about $485 per year, or $1,237 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Whiting for most people.
Car Insurance Prices by Whiting Neighborhood
Insurance Prices
Where is insurance cheapest within Whiting?
The map shows insurance prices in and around Whiting, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the city boundaries, with insurance premiums ranging from a high of $1,240 to a low of $1,230. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Whiting.Pick the Best Car Insurance Company for You in Whiting
The best car insurance provider for most drivers in Whiting
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $270 over the average Whiting car insurance company.
The best car insurance provider for Whiting drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $376 over the competition.
The best car insurance company for Whiting drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $321 better than other car insurance companies.
The best auto insurance for Whiting drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $432 less each year.
The least expensive car insurance company for new and young drivers in Whiting
In Whiting, IMT Insurance costs young drivers $1,131 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Whiting
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Whiting couple's premiums.
The cheapest car insurance in Whiting for drivers with bad credit
The best Whiting car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Whiting, which was better than other insurers.
The cheapest large national provider in Whiting
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Whiting driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Whiting, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Whiting
What Influences the Cost of Car Insurance in Whiting?
On average, car insurance in Whiting is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Whiting is 27 minutes, which is about the national average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Whiting are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Whiting is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Whiting is $40 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sloan: Insurance costs 2.51% less
- Onawa: Insurance costs 0.81% more
- Hornick: Insurance costs 1.37% less
- Macy: Insurance costs 19.08% more
- Decatur: Insurance costs 14.07% more
- Rodney: Insurance costs 0.73% more
- Ticonic: Insurance costs 0.24% more
- Owego: Insurance costs 2.34% less
- Turin: Insurance costs 0.32% more
- Smithland: Insurance costs 0.81% more
Cities with Similar Populations
- Girard: Insurance costs 119.08% more
- Stanville: Insurance costs 82.54% more
- South Corning: Insurance costs 59.34% more
- Smiths Bend: Insurance costs 27.81% more
- Issue: Insurance costs 50.85% more
- Hixton: Insurance costs 7.76% less
- Highgrove: Insurance costs 71.38% more
- Helena: Insurance costs 13.10% less
- Gum Spring: Insurance costs 25.55% more
- Greenwood: Insurance costs 12.61% more