Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Whitman, NY
We monitor insurance prices, helping the average driver in Whitman save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Whitman
The chart below shows the cheapest car insurance company in Whitman for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Whitman Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Whitman Driver
Based on our extensive insurance data, we know the average Whitman driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Whitman residents are paying out over $2,159 extra every year for auto insurance in Whitman. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Whitman, NY Savings / Yr. |
|---|---|
$644 |
|
$410 |
|
$820 |
|
$830 |
|
$2,033 |
|
$680 |
|
$1,084 |
Whitman Car Insurance vs. New York
People living in Whitman pay an average of 10.96% less than the typical driver in the state. The average driver in Whitman can expect to pay about $1,566 per year, or $2,159 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Whitman for most people.
Car Insurance Prices by Whitman Neighborhood
Insurance Prices
Where is insurance cheapest within Whitman?
The map shows insurance prices in and around Whitman, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $221 per year within the city boundaries, with insurance premiums ranging from a high of $2,325 to a low of $2,104. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Whitman.Pick the Best Car Insurance Company for You in Whitman
The best car insurance provider for most drivers in Whitman
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $644 over the average Whitman car insurance company.
The best car insurance provider for Whitman drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $410 over the competition.
The best car insurance company for Whitman drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $820 better than other car insurance companies.
The best auto insurance for Whitman drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $830 less each year.
The least expensive car insurance company for new and young drivers in Whitman
In Whitman, Progressive costs young drivers $2,033 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Whitman
Progressive gave the largest car insurance discounts to married couples, averaging $680 saved each year compared to an average Whitman couple's premiums.
The cheapest car insurance in Whitman for drivers with bad credit
The best Whitman car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Whitman, which was better than other insurers.
The cheapest large national provider in Whitman
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Whitman driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Whitman, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Whitman
What Influences the Cost of Car Insurance in Whitman?
On average, car insurance in Whitman is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Whitman is 27 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Whitman are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Whitman is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Whitman is $131 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- China: Insurance costs 5.33% more
- Masonville: Insurance costs 0.69% less
- Ivanhoe: Insurance costs 0.60% less
- Bennettsville: Insurance costs 6.30% more
- Trout Creek: Insurance costs 0.88% less
- Middle Bridge: Insurance costs 13.29% more
- North Sanford: Insurance costs 7.69% more
- Hambletville: Insurance costs 2.50% less
- Vallonia Springs: Insurance costs 6.81% more
- Sidney: Insurance costs 1.71% more
Cities with Similar Populations
- Floyd: Insurance costs 0.60% less
- Galton: Insurance costs 36.27% less
- Woodstock: Insurance costs 47.01% less
- Galbraith: Insurance costs 31.13% more
- Friendship: Insurance costs 19.96% less
- Fowler: Insurance costs 24.78% less
- Four Mile: Insurance costs 27.79% less
- Four Mile: Insurance costs 20.01% less
- Fostoria: Insurance costs 27.23% less
- Fort Griffin: Insurance costs 23.44% less