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Get Cheap Car Insurance in Whittier, AK
We monitor insurance prices, helping the average driver in Whittier save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Whittier
The chart below shows the cheapest car insurance company in Whittier for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Whittier Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Geico | $48 |
| Allstate | $71 |
| Progressive | $110 |
Savings for Every Kind of Whittier Driver
Based on our extensive insurance data, we know the average Whittier driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $278 per year by choosing the right vehicle insurance company. Some Whittier residents are paying out over $1,357 extra every year for auto insurance in Whittier. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Whittier, AK Savings / Yr. |
|---|---|
$278 |
|
$432 |
|
$270 |
|
$297 |
|
$735 |
|
$249 |
|
$94 |
Whittier Car Insurance vs. Alaska
People living in Whittier pay an average of 1.28% less than the typical driver in the state. The average driver in Whittier can expect to pay about $664 per year, or $1,357 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Whittier for most people.
Car Insurance Prices by Whittier Neighborhood
Insurance Prices
Where is insurance cheapest within Whittier?
The map shows insurance prices in and around Whittier, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $12 per year within the city boundaries, with insurance premiums ranging from a high of $1,357 to a low of $1,345. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Whittier.Pick the Best Car Insurance Company for You in Whittier
The best car insurance provider for most drivers in Whittier
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $278 over the average Whittier car insurance company.
The best car insurance provider for Whittier drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $432 over the competition.
The best car insurance company for Whittier drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $270 better than other car insurance companies.
The best auto insurance for Whittier drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $297 less each year.
The least expensive car insurance company for new and young drivers in Whittier
In Whittier, State Farm costs young drivers $735 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Whittier
State Farm gave the largest car insurance discounts to married couples, averaging $249 saved each year compared to an average Whittier couple's premiums.
The cheapest car insurance in Whittier for drivers with bad credit
The best Whittier car insurance company for customer service
Recent price drops
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The cheapest large national provider in Whittier
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Whittier driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Whittier, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Whittier
What Influences the Cost of Car Insurance in Whittier?
On average, car insurance in Whittier is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Whittier is 11 minutes, which is about the national average for a driver in the state.
- Alaska state insurance regulations may allow for lower prices.
- An average of 33 to 34 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Whittier are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Whittier is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Whittier is $55 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Girdwood: Insurance costs 5.60% more
- Indian: Insurance costs 6.71% more
- Moose Pass: Insurance costs 0.88% less
- Hope: Insurance costs 0.88% less
- Cooper Landing: Insurance costs 0.88% less
- Peters Creek: Insurance costs 9.29% more
- Eagle River: Insurance costs 11.72% more
- Fort Richardson: Insurance costs 6.93% more
- Anchorage: Insurance costs 11.64% more
- Bear Creek: Insurance costs 2.80% less
Cities with Similar Populations
- Vida: Insurance costs 21.15% more
- Waverly: Insurance costs 10.98% more
- Waverley: Insurance costs 29.55% less
- Wattenberg: Insurance costs 38.61% more
- Watson Run: Insurance costs 0.81% less
- Waterville Valley: Insurance costs 13.04% less
- Watchorn: Insurance costs 25.28% more
- Waka: Insurance costs 36.85% more
- Village of Lake Isabella: Insurance costs 106.34% more
- Wayne: Insurance costs 17.32% more