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Get Cheap Car Insurance in Wickliffe, KY
We monitor insurance prices, helping the average driver in Wickliffe save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Wickliffe
The chart below shows the cheapest car insurance company in Wickliffe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Wickliffe Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Wickliffe Driver
Based on our extensive insurance data, we know the average Wickliffe driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $528 per year by choosing the right vehicle insurance company. Some Wickliffe residents are paying out over $2,090 extra every year for auto insurance in Wickliffe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wickliffe, KY Savings / Yr. |
|---|---|
$528 |
|
$866 |
|
$852 |
|
$862 |
|
$1,706 |
|
$571 |
|
$915 |
Wickliffe Car Insurance vs. Kentucky
People living in Wickliffe pay an average of 2.07% less than the typical driver in the state. The average driver in Wickliffe can expect to pay about $1,076 per year, or $2,090 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Wickliffe for most people.
Car Insurance Prices by Wickliffe Neighborhood
Insurance Prices
Where is insurance cheapest within Wickliffe?
The map shows insurance prices in and around Wickliffe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $57 per year within the city boundaries, with insurance premiums ranging from a high of $2,112 to a low of $2,055. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Wickliffe.Pick the Best Car Insurance Company for You in Wickliffe
The best car insurance provider for most drivers in Wickliffe
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $528 over the average Wickliffe car insurance company.
The best car insurance provider for Wickliffe drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $866 over the competition.
The best car insurance company for Wickliffe drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $852 better than other car insurance companies.
The best auto insurance for Wickliffe drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $862 less each year.
The least expensive car insurance company for new and young drivers in Wickliffe
In Wickliffe, State Farm costs young drivers $1,706 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wickliffe
State Farm gave the largest car insurance discounts to married couples, averaging $571 saved each year compared to an average Wickliffe couple's premiums.
The cheapest car insurance in Wickliffe for drivers with bad credit
The best Wickliffe car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wickliffe
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wickliffe driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wickliffe, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Wickliffe
What Influences the Cost of Car Insurance in Wickliffe?
On average, car insurance in Wickliffe is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wickliffe is 23 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wickliffe are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Wickliffe is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wickliffe is $90 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Barlow: Insurance costs 0.96% less
- Blandville: Insurance costs 0.62% less
- Hinkleville: Insurance costs 1.53% less
- Cairo: Insurance costs 19.38% less
- La Center: Insurance costs 0.10% more
- Bardwell: Insurance costs 0.72% less
- Kirbyton: Insurance costs 0.19% less
- Mound City: Insurance costs 25.36% less
- Milburn: Insurance costs 0.81% less
- Wyatt: Insurance costs 13.92% less
Cities with Similar Populations
- Waynesfield: Insurance costs 50.24% less
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- Guston: Insurance costs 1.39% more
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- Heathcote: Insurance costs 9.81% less
- Mayfield: Insurance costs 30.38% more
- Minnesota City: Insurance costs 27.03% less
- Suring: Insurance costs 44.11% less
- Swiftwater: Insurance costs 28.18% less
- Tamaroa: Insurance costs 28.42% less