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Get Cheap Car Insurance in Wiles Crossroads, SC

We monitor insurance prices, helping the average driver in Wiles Crossroads save up to 29.7% on car insurance.

 

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The Cheapest Minimum Coverage in Wiles Crossroads

The chart below shows the cheapest car insurance company in Wiles Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.

 
Wiles Crossroads Insurer Monthly Cost
Geico $58
State Farm $66
Auto-Owners Insurance $66
Safeco Insurance $72

Savings for Every Kind of Wiles Crossroads Driver

The table shows how much the average auto insurance customer in Wiles Crossroads might save by following our recommendations.

Based on our extensive insurance data, we know the average Wiles Crossroads driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $360 per year by choosing the right vehicle insurance company. Some Wiles Crossroads residents are paying out over $1,645 extra every year for auto insurance in Wiles Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Wiles Crossroads, SC Savings / Yr.
Drivers with good records
$360
Drivers with accidents
$647
Drivers with speeding tickets
$547
Drivers with a DUI conviction
$681
Young drivers
$1,332
Married drivers
$305
Drivers with bad credit
$396

Wiles Crossroads Car Insurance vs. South Carolina

People living in Wiles Crossroads pay an average of 0.97% more than the typical driver in the state. The average driver in Wiles Crossroads can expect to pay about $967 per year, or $1,645 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Wiles Crossroads for most people.

Car Insurance Prices by Wiles Crossroads Neighborhood

Wiles Crossroads, SC map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Wiles Crossroads?

The map shows insurance prices in and around Wiles Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,645 to a low of $1,645. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Wiles Crossroads.

Pick the Best Car Insurance Company for You in Wiles Crossroads

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Wiles Crossroads insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Wiles Crossroads

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $360 over the average Wiles Crossroads car insurance company.

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We use the average good driver, paying $107 per month, as our baseline for pricing in Wiles Crossroads. State Farm, Geico, and Kemper are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Wiles Crossroads drivers with accidents on their records

In Wiles Crossroads getting into an accident will raise premiums an average 33% for a yearly cost of $2,469. That's $824 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $647 over the competition.

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The best car insurance company for Wiles Crossroads drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $547 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Wiles Crossroads, tickets raise premiums on new quotes about $479. If you have a speeding ticket, we recommend State Farm, Geico, and Kemper for savings that beat the average insurance cost of $2,123 per year.

The best auto insurance for Wiles Crossroads drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,294 per year in auto insurance premiums, which was $649 more than a driver with no major issues. State Farm, Kemper, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Kemper may cost the average person with a DUI about $681 less each year.

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The least expensive car insurance company for new and young drivers in Wiles Crossroads

In Wiles Crossroads, Geico costs young drivers $1,332 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Wiles Crossroads. With an average cost of $5,047 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Wiles Crossroads

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $152. State Farm, Geico, and Progressive provided the largest discounts to couples living in Wiles Crossroads.

Geico gave the largest car insurance discounts to married couples, averaging $305 saved each year compared to an average Wiles Crossroads couple's premiums.

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The cheapest car insurance in Wiles Crossroads for drivers with bad credit

People with poor credit saved an average of $396 with Nationwide.

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Many people are surprised that their poor credit score can cost them an average of $1,104 every year. Premiums for people with poor credit were about $2,748 in Wiles Crossroads. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Travelers.

The best Wiles Crossroads car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Wiles Crossroads, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Wiles Crossroads.

Nationwide was the best company for customer service in Wiles Crossroads according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Wiles Crossroads, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Wiles Crossroads. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Wiles Crossroads

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 22% of Wiles Crossroads residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wiles Crossroads driver can expect to pay about $110 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wiles Crossroads, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.
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Auto Insurance Prices in and Around Wiles Crossroads

What Influences the Cost of Car Insurance in Wiles Crossroads?

On average, car insurance in Wiles Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Wiles Crossroads is 42 minutes, which is far more than average for a driver in the state.
  • South Carolina state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Wiles Crossroads are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Wiles Crossroads is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Wiles Crossroads is $81 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Wiles Crossroads driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Wiles Crossroads with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.