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Get Cheap Car Insurance in Wilkes-Barre, PA
We monitor insurance prices, helping the average driver in Wilkes-Barre save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Wilkes-Barre
The chart below shows the cheapest car insurance company in Wilkes-Barre for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Wilkes-Barre Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of Wilkes-Barre Driver
Based on our extensive insurance data, we know the average Wilkes-Barre driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Wilkes-Barre residents are paying out over $1,413 extra every year for auto insurance in Wilkes-Barre. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wilkes-Barre, PA Savings / Yr. |
|---|---|
$396 |
|
$701 |
|
$536 |
|
$639 |
|
$1,637 |
|
$283 |
|
$506 |
Wilkes-Barre Car Insurance vs. Pennsylvania
People living in Wilkes-Barre pay an average of 0.93% less than the typical driver in the state. The average driver in Wilkes-Barre can expect to pay about $876 per year, or $1,413 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Wilkes-Barre for most people.
Car Insurance Prices by Wilkes-Barre Neighborhood
Insurance Prices
Where is insurance cheapest within Wilkes-Barre?
The map shows insurance prices in and around Wilkes-Barre, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $389 per year within the city boundaries, with insurance premiums ranging from a high of $1,705 to a low of $1,316. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Wilkes-Barre.Pick the Best Car Insurance Company for You in Wilkes-Barre
The best car insurance provider for most drivers in Wilkes-Barre
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $396 over the average Wilkes-Barre car insurance company.
The best car insurance provider for Wilkes-Barre drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $701 over the competition.
The best car insurance company for Wilkes-Barre drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $536 better than other car insurance companies.
The best auto insurance for Wilkes-Barre drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $639 less each year.
The least expensive car insurance company for new and young drivers in Wilkes-Barre
In Wilkes-Barre, Travelers costs young drivers $1,637 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wilkes-Barre
State Farm gave the largest car insurance discounts to married couples, averaging $283 saved each year compared to an average Wilkes-Barre couple's premiums.
The cheapest car insurance in Wilkes-Barre for drivers with bad credit
The best Wilkes-Barre car insurance company for customer service
Nationwide was the best company for customer service in Wilkes-Barre according to the NAIC.
Recent price drops
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The cheapest large national provider in Wilkes-Barre
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wilkes-Barre driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wilkes-Barre, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Wilkes-Barre
What Influences the Cost of Car Insurance in Wilkes-Barre?
On average, car insurance in Wilkes-Barre is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wilkes-Barre is 23 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wilkes-Barre are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Wilkes-Barre is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wilkes-Barre is $73 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kingston: Insurance costs 3.18% less
- Ashley: Insurance costs 2.69% less
- Edwardsville: Insurance costs 1.84% more
- Laurel Run: Insurance costs 3.54% less
- Pringle: Insurance costs 3.04% less
- Plains: Insurance costs 2.12% less
- Larksville: Insurance costs 3.04% less
- Forty Fort: Insurance costs 3.68% less
- Luzerne: Insurance costs 2.97% less
- Courtdale: Insurance costs 3.89% less
Cities with Similar Populations
- Lake Forest: Insurance costs 46.85% more
- South San Francisco: Insurance costs 52.02% more
- Casper: Insurance costs 8.49% more
- Cookeville: Insurance costs 6.23% less
- Doral: Insurance costs 131.56% more
- Goose Creek: Insurance costs 27.32% more
- Joplin: Insurance costs 25.69% more
- Lorain: Insurance costs 15.57% less
- Belleville: Insurance costs 13.66% more
- Martinsburg: Insurance costs 1.56% more