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Get Cheap Car Insurance in Williamsburg, Arlington, VA
We monitor insurance prices, helping the average driver in Williamsburg save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Williamsburg
The chart below shows the cheapest car insurance company in Williamsburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Williamsburg Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $53 |
| Safeco Insurance | $56 |
Savings for Every Kind of Williamsburg Driver
Based on our extensive insurance data, we know the average Williamsburg driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some Williamsburg residents are paying out over $1,232 extra every year for auto insurance in Williamsburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Williamsburg, Arlington, VA Savings / Yr. |
|---|---|
$465 |
|
$793 |
|
$679 |
|
$663 |
|
$1,085 |
|
$249 |
|
$447 |
Williamsburg Car Insurance vs. Arlington
People living in Williamsburg pay an average of 1.44% more than the typical driver in the state. The average driver in Williamsburg can expect to pay about $853 per year, or $1,232 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Williamsburg for most people.
Car Insurance Prices by Williamsburg Neighborhood
Insurance Prices
Where is insurance cheapest within Williamsburg?
The map shows insurance prices in and around Williamsburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,279 to a low of $1,173. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Williamsburg.Pick the Best Car Insurance Company for You in Williamsburg
The best car insurance provider for most drivers in Williamsburg
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $465 over the average Williamsburg car insurance company.
The best car insurance provider for Williamsburg drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $793 over the competition.
The best car insurance company for Williamsburg drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $679 better than other car insurance companies.
The best auto insurance for Williamsburg drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $663 less each year.
The least expensive car insurance company for new and young drivers in Williamsburg
In Williamsburg, Erie Insurance costs young drivers $1,085 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Williamsburg
Farm Bureau gave the largest car insurance discounts to married couples, averaging $249 saved each year compared to an average Williamsburg couple's premiums.
The cheapest car insurance in Williamsburg for drivers with bad credit
The best Williamsburg car insurance company for customer service
Nationwide was the best company for customer service in Williamsburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Williamsburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Williamsburg driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Williamsburg, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Williamsburg
What Influences the Cost of Car Insurance in Williamsburg?
On average, car insurance in Williamsburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Williamsburg is 35 minutes, which is a little more than average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Williamsburg are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Williamsburg is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Williamsburg is $71 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Arlington-East Falls: Insurance costs 2.92% more
- Rock Spring: Insurance costs 2.44% more
- Madison Condominium: Insurance costs 2.76% more
- Waverly Hills: Insurance costs 6.25% more
- Donaldson Run: Insurance costs 0.49% less
- Bluemont: Insurance costs 5.84% more
- Pimmit Hills: Insurance costs 4.30% more
- Cherrydale: Insurance costs 4.71% more
- Ballston-Virginia Square: Insurance costs 7.14% more
- Buckingham: Insurance costs 13.56% more
Neighborhoods with Similar Populations
- Shady Park Neighbourhood: Insurance costs 136.77% more
- Johnson's Woods: Insurance costs 4.06% less
- Kings Mill: Insurance costs 61.44% more
- Lakewood: Insurance costs 162.66% more
- Leavenworth: Insurance costs 22.97% more
- Lincoln Park-Syracuse: Insurance costs 94.81% more
- 3rd Ward: Insurance costs 6.41% less
- Rogers Park: Insurance costs 51.22% more
- Rosebank: Insurance costs 21.67% more
- Salisbury Point: Insurance costs 29.14% more