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Get Cheap Car Insurance in Williamsburg City, VA
We monitor insurance prices, helping the average driver in Williamsburg City save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Williamsburg City
The chart below shows the cheapest car insurance company in Williamsburg City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Williamsburg City Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Williamsburg City Driver
Based on our extensive insurance data, we know the average Williamsburg City driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Williamsburg City residents are paying out over $1,182 extra every year for auto insurance in Williamsburg City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Williamsburg City, VA Savings / Yr. |
|---|---|
$445 |
|
$761 |
|
$651 |
|
$636 |
|
$1,041 |
|
$238 |
|
$429 |
Williamsburg City Car Insurance vs. Virginia
People living in Williamsburg City pay an average of 2.74% less than the typical driver in the state. The average driver in Williamsburg City can expect to pay about $818 per year, or $1,182 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Williamsburg City for most people.
Car Insurance Prices by Williamsburg City Neighborhood
Insurance Prices
Where is insurance cheapest within Williamsburg City?
The map shows insurance prices in and around Williamsburg City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the county boundaries, with insurance premiums ranging from a high of $1,341 to a low of $1,109. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Williamsburg City.Pick the Best Car Insurance Company for You in Williamsburg City
The best car insurance provider for most drivers in Williamsburg City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $445 over the average Williamsburg City car insurance company.
The best car insurance provider for Williamsburg City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $761 over the competition.
The best car insurance company for Williamsburg City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $651 better than other car insurance companies.
The best auto insurance for Williamsburg City drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $636 less each year.
The least expensive car insurance company for new and young drivers in Williamsburg City
In Williamsburg City, Erie Insurance costs young drivers $1,041 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Williamsburg City
Farm Bureau gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average Williamsburg City couple's premiums.
The cheapest car insurance in Williamsburg City for drivers with bad credit
The best Williamsburg City car insurance company for customer service
Nationwide was the best company for customer service in Williamsburg City according to the NAIC.
Recent price drops
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The cheapest large national provider in Williamsburg City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Williamsburg City driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Williamsburg City, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Williamsburg City
What Influences the Cost of Car Insurance in Williamsburg City?
On average, car insurance in Williamsburg City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the county are influenced by the following factors:
- The average commute time in Williamsburg City is 22 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Williamsburg City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Williamsburg City is one of the least populated areas in the state. The county’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Williamsburg City is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Counties
- James City County: Insurance costs 0.34% less
- Gloucester County: Insurance costs 0.51% less
- York County: Insurance costs 0.17% less
- Surry County: Insurance costs 4.91% more
- Poquoson City: Insurance costs 0.17% less
- Charles City County: Insurance costs 5.25% more
- Prince George County: Insurance costs 4.31% more
- Hopewell City: Insurance costs 10.32% more
- Petersburg City: Insurance costs 12.94% more
- Colonial Heights City: Insurance costs 2.20% more
Counties with Similar Populations
- Bell County: Insurance costs 85.45% more
- Warren County: Insurance costs 22.50% more
- Ward County: Insurance costs 51.86% more
- St. Francis County: Insurance costs 49.83% more
- St. James Parish: Insurance costs 168.70% more
- Starke County: Insurance costs 1.10% more
- Carroll County: Insurance costs 3.38% more
- Benton County: Insurance costs 14.13% more
- Benton County: Insurance costs 41.79% more
- Benton County: Insurance costs 50.85% more