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Get Cheap Car Insurance in Wilmar, NC
We monitor insurance prices, helping the average driver in Wilmar save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Wilmar
The chart below shows the cheapest car insurance company in Wilmar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Wilmar Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Wilmar Driver
Based on our extensive insurance data, we know the average Wilmar driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $247 per year by choosing the right vehicle insurance company. Some Wilmar residents are paying out over $1,285 extra every year for auto insurance in Wilmar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wilmar, NC Savings / Yr. |
|---|---|
$247 |
|
$537 |
|
$391 |
|
$997 |
|
$740 |
|
$298 |
|
$447 |
Wilmar Car Insurance vs. North Carolina
People living in Wilmar pay an average of 2.81% more than the typical driver in the state. The average driver in Wilmar can expect to pay about $770 per year, or $1,285 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Wilmar for most people.
Car Insurance Prices by Wilmar Neighborhood
Insurance Prices
Where is insurance cheapest within Wilmar?
The map shows insurance prices in and around Wilmar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $108 per year within the city boundaries, with insurance premiums ranging from a high of $1,310 to a low of $1,202. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Wilmar.Pick the Best Car Insurance Company for You in Wilmar
The best car insurance provider for most drivers in Wilmar
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $247 over the average Wilmar car insurance company.
The best car insurance provider for Wilmar drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $537 over the competition.
The best car insurance company for Wilmar drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $391 better than other car insurance companies.
The best auto insurance for Wilmar drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $997 less each year.
The least expensive car insurance company for new and young drivers in Wilmar
In Wilmar, State Farm costs young drivers $740 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wilmar
Erie Insurance gave the largest car insurance discounts to married couples, averaging $298 saved each year compared to an average Wilmar couple's premiums.
The cheapest car insurance in Wilmar for drivers with bad credit
The best Wilmar car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wilmar
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wilmar driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wilmar, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Wilmar
What Influences the Cost of Car Insurance in Wilmar?
On average, car insurance in Wilmar is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wilmar is 33 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wilmar are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Wilmar is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wilmar is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clayroot: Insurance costs 1.56% less
- Stokestown: Insurance costs 6.46% less
- Vanceboro: Insurance costs 1.79% less
- Chocowinity: Insurance costs 1.95% less
- Maplecypress: Insurance costs 0.16% less
- Blounts Creek: Insurance costs 4.28% less
- Grimesland: Insurance costs 2.88% less
- Washington Park: Insurance costs 6.46% less
- McConnell: Insurance costs 2.57% less
- Washington: Insurance costs 3.42% less
Cities with Similar Populations
- Dalton: Insurance costs 63.74% more
- Walden: Insurance costs 46.85% more
- Vida: Insurance costs 37.82% more
- Verona: Insurance costs 5.45% more
- Vada: Insurance costs 24.75% more
- Unionville: Insurance costs 80.93% more
- Tripp: Insurance costs 22.96% more
- Dublin: Insurance costs 1.32% more
- Doering: Insurance costs 9.65% less
- Dialville: Insurance costs 24.12% more