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Get Cheap Car Insurance in Wilson Point, LA
We monitor insurance prices, helping the average driver in Wilson Point save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Wilson Point
The chart below shows the cheapest car insurance company in Wilson Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Wilson Point Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $129 |
| Safeco Insurance | $130 |
| Clearcover | $144 |
Savings for Every Kind of Wilson Point Driver
Based on our extensive insurance data, we know the average Wilson Point driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $839 per year by choosing the right vehicle insurance company. Some Wilson Point residents are paying out over $3,015 extra every year for auto insurance in Wilson Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wilson Point, LA Savings / Yr. |
|---|---|
$839 |
|
$1,471 |
|
$1,047 |
|
$1,579 |
|
$2,505 |
|
$778 |
|
$1,337 |
Wilson Point Car Insurance vs. Louisiana
People living in Wilson Point pay an average of 0.08% more than the typical driver in the state. The average driver in Wilson Point can expect to pay about $1,908 per year, or $3,015 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Wilson Point for most people.
Car Insurance Prices by Wilson Point Neighborhood
Insurance Prices
Where is insurance cheapest within Wilson Point?
The map shows insurance prices in and around Wilson Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $118 per year within the city boundaries, with insurance premiums ranging from a high of $3,093 to a low of $2,975. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Wilson Point.Pick the Best Car Insurance Company for You in Wilson Point
The best car insurance provider for most drivers in Wilson Point
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $839 over the average Wilson Point car insurance company.
The best car insurance provider for Wilson Point drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,471 over the competition.
The best car insurance company for Wilson Point drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,047 better than other car insurance companies.
The best auto insurance for Wilson Point drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,579 less each year.
The least expensive car insurance company for new and young drivers in Wilson Point
In Wilson Point, Farm Bureau costs young drivers $2,505 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wilson Point
Farm Bureau gave the largest car insurance discounts to married couples, averaging $778 saved each year compared to an average Wilson Point couple's premiums.
The cheapest car insurance in Wilson Point for drivers with bad credit
The best Wilson Point car insurance company for customer service
Nationwide was the best company for customer service in Wilson Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Wilson Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wilson Point driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wilson Point, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Wilson Point
What Influences the Cost of Car Insurance in Wilson Point?
On average, car insurance in Wilson Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wilson Point are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Wilson Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wilson Point is $159 per month for minimum coverage and $251 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Echo: Insurance costs 2.42% more
- Fifth Ward: Insurance costs 0.73% more
- Center Point: Insurance costs 0.43% more
- Meeker: Insurance costs 2.59% more
- Kolin: Insurance costs 0.07% more
- Effie: Insurance costs 1.66% more
- Moncla: Insurance costs 0.90% more
- Hessmer: Insurance costs 2.85% more
- Lecompte: Insurance costs 0.20% less
- Cheneyville: Insurance costs 1.29% more
Cities with Similar Populations
- Bunker Hill: Insurance costs 63.58% less
- Tisch Mills: Insurance costs 64.68% less
- Tioga: Insurance costs 50.61% less
- Carlisle: Insurance costs 29.52% less
- Carbon Hill: Insurance costs 54.23% less
- Canyon: Insurance costs 35.09% less
- Campbelltown: Insurance costs 51.21% less
- Calvary: Insurance costs 46.37% less
- Cale: Insurance costs 44.11% less
- Butts: Insurance costs 43.85% less