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Get Cheap Car Insurance in Wilton, CT
We monitor insurance prices, helping the average driver in Wilton save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Wilton
The chart below shows the cheapest car insurance company in Wilton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Wilton Insurer | Monthly Cost |
|---|---|
| Kemper | $70 |
| State Farm | $81 |
| Safeco Insurance | $82 |
| Travelers | $82 |
Savings for Every Kind of Wilton Driver
Based on our extensive insurance data, we know the average Wilton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $580 per year by choosing the right vehicle insurance company. Some Wilton residents are paying out over $1,981 extra every year for auto insurance in Wilton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wilton, CT Savings / Yr. |
|---|---|
$580 |
|
$805 |
|
$559 |
|
$934 |
|
$2,197 |
|
$526 |
|
$884 |
Wilton Car Insurance vs. Connecticut
People living in Wilton pay an average of 2.37% more than the typical driver in the state. The average driver in Wilton can expect to pay about $1,356 per year, or $1,981 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Wilton for most people.
Car Insurance Prices by Wilton Neighborhood
Insurance Prices
Where is insurance cheapest within Wilton?
The map shows insurance prices in and around Wilton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $357 per year within the city boundaries, with insurance premiums ranging from a high of $2,238 to a low of $1,881. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Wilton.Pick the Best Car Insurance Company for You in Wilton
The best car insurance provider for most drivers in Wilton
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $580 over the average Wilton car insurance company.
The best car insurance provider for Wilton drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $805 over the competition.
The best car insurance company for Wilton drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $559 better than other car insurance companies.
The best auto insurance for Wilton drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $934 less each year.
The least expensive car insurance company for new and young drivers in Wilton
In Wilton, State Farm costs young drivers $2,197 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wilton
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Wilton couple's premiums.
The cheapest car insurance in Wilton for drivers with bad credit
The best Wilton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wilton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wilton driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wilton, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Wilton
What Influences the Cost of Car Insurance in Wilton?
On average, car insurance in Wilton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wilton is 46 minutes, which is far more than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wilton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Wilton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wilton is $113 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cannondale: Insurance costs 1.77% less
- Weston: Insurance costs 0.05% less
- Georgetown: Insurance costs 3.38% less
- New Canaan: Insurance costs 4.85% more
- Westport: Insurance costs 4.59% more
- Norwalk: Insurance costs 14.84% more
- South Salem: Insurance costs 23.12% more
- Scotts Corners: Insurance costs 24.53% more
- Pound Ridge: Insurance costs 23.02% more
- Redding: Insurance costs 2.98% less
Cities with Similar Populations
- Baker: Insurance costs 78.50% more
- Brooklyn: Insurance costs 17.67% more
- Brook Park: Insurance costs 42.96% less
- Brewster: Insurance costs 25.74% more
- Vinton: Insurance costs 40.23% less
- Byron: Insurance costs 11.26% less
- Wallingford Center: Insurance costs 0.76% less
- Walnut Grove: Insurance costs 25.90% less
- Cadillac: Insurance costs 38.92% more
- Cantonment: Insurance costs 23.27% more