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Get Cheap Car Insurance in Windsor Heights, IA
We monitor insurance prices, helping the average driver in Windsor Heights save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Windsor Heights
The chart below shows the cheapest car insurance company in Windsor Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Windsor Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $30 |
| Farm Bureau | $31 |
Savings for Every Kind of Windsor Heights Driver
Based on our extensive insurance data, we know the average Windsor Heights driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $271 per year by choosing the right vehicle insurance company. Some Windsor Heights residents are paying out over $1,238 extra every year for auto insurance in Windsor Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Windsor Heights, IA Savings / Yr. |
|---|---|
$271 |
|
$377 |
|
$321 |
|
$432 |
|
$1,132 |
|
$373 |
|
$571 |
Windsor Heights Car Insurance vs. Iowa
People living in Windsor Heights pay an average of 0.87% less than the typical driver in the state. The average driver in Windsor Heights can expect to pay about $486 per year, or $1,238 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Windsor Heights for most people.
Car Insurance Prices by Windsor Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Windsor Heights?
The map shows insurance prices in and around Windsor Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $93 per year within the city boundaries, with insurance premiums ranging from a high of $1,282 to a low of $1,189. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Windsor Heights.Pick the Best Car Insurance Company for You in Windsor Heights
The best car insurance provider for most drivers in Windsor Heights
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $271 over the average Windsor Heights car insurance company.
The best car insurance provider for Windsor Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $377 over the competition.
The best car insurance company for Windsor Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $321 better than other car insurance companies.
The best auto insurance for Windsor Heights drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $432 less each year.
The least expensive car insurance company for new and young drivers in Windsor Heights
In Windsor Heights, IMT Insurance costs young drivers $1,132 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Windsor Heights
State Farm gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Windsor Heights couple's premiums.
The cheapest car insurance in Windsor Heights for drivers with bad credit
The best Windsor Heights car insurance company for customer service
Nationwide was the best company for customer service in Windsor Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Windsor Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Windsor Heights driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Windsor Heights, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Windsor Heights
What Influences the Cost of Car Insurance in Windsor Heights?
On average, car insurance in Windsor Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Windsor Heights is 21 minutes, which is far less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Windsor Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Windsor Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Windsor Heights is $40 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Urbandale: Insurance costs 1.70% less
- West Des Moines: Insurance costs 2.42% less
- Clive: Insurance costs 2.42% less
- Des Moines: Insurance costs 0.48% more
- Johnston: Insurance costs 3.72% less
- Grimes: Insurance costs 3.23% less
- Waukee: Insurance costs 3.07% less
- Norwalk: Insurance costs 3.23% less
- Cumming: Insurance costs 1.62% less
- Booneville: Insurance costs 0.16% less
Cities with Similar Populations
- White Bluff: Insurance costs 10.82% more
- American Falls: Insurance costs 10.18% less
- Angie: Insurance costs 148.71% more
- Whiteville: Insurance costs 16.88% more
- York Haven: Insurance costs 1.53% more
- Auburn: Insurance costs 62.60% more
- White Pine: Insurance costs 9.69% more
- Aurora: Insurance costs 11.47% more
- Avalon: Insurance costs 14.62% more
- Barrow: Insurance costs 11.15% more